Compare Medicare Advantage Plans

The Medicare Annual Enrollment period for 2023 is here, and our website can help you find the right Medicare Advantage plan to fit your needs.

Now there’s an easy way for you to find a Medicare Advantage plan, compare benefits and costs, and even enroll online.

Medicare Advantage plans are an alternative way to get Original Medicare coverage and must offer at least the same coverage as Original Medicare Parts A & B. The good news is, many plans may offer additional benefits!

Choosing the right plan can be confusing, but we’re here to help!

The basics benefits provided by Medicare Advantage plans are:

  • Medicare Part A – Hospital Coverage
  • Medicare Part B – Medical Services

 

On this site, you’ll learn exactly how to compare Medicare Advantage plans as well as insurance companies to compare options.  

Finding the right plan and even enrolling has never been easier!

Compare plans & rates for 2023!

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How to Compare Medicare Advantage Plans

To compare Medicare Advantage plans you’ll need to know:

 

  • Do you have both Medicare Part A and B in place
  • Do you reside in the same area that the Medicare Advantage plan network provides coverage
  • Does the plan provide the benefits you’ll need
  • Does your doctor accept the plan

 

Medicare Advantage Plans

Medicare Advantage Plan Enrollment

 

If you are new to Medicare, the best time to enroll in a Medicare Advantage plan is between the time period three months prior to turning age 65, and up to three months after your 65th birth month. This is what is called your “Initial enrollment period”. 

Your coverage will begin on the first of the month after the date that you sign up during your Initial Enrollment Period. 

 

Already enrolled in Medicare?

If you are already enrolled in Medicare and wish to sign up for a Medicare Advantage plan, then you can switch and enroll in one during the Medicare Annual Enrollment period. This period runs between October 15th and December 7th of every year.

Your coverage will then begin on January 1st of the following year.

Compare plans side by side
and enroll online

Speak with a licensed insurance agent

1-877-517-4661

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Medicare Advantage Plans for 2023

Medicare Advantage plans for 2023 may have changed slightly from previous years, so it’s always a good idea to compare plans and benefits in your area each year. Plans differ greatly depending on the insurance company and your area.

 

 

Medicare Advantage Plan Networks

Medicare Advantage plans use networks with their coverage. The coverage rules vary by the type of Medicare Advantage plan you’re enrolled in.

Medicare Advantage plans must provide coverage that at least matches what Medicare Part A and B cover. Many plans do include additional benefits though.

Medicare Advantage Plans may include extra benefits such as:

  • Prescription drug coverage
  • Dental coverage
  • Vision coverage
  • Hearing benefits
  • Gym membership  
  • Health and wellness programs
MAPD Additional benefits

View plans & rates

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Medicare Advantage Plan Types

There are four different main types of Medicare Advantage plans.

These are the most common plans offered by several different insurance companies.

  • Health Maintenance Organization Plans (HMO)
  • Preferred Provider Organization Plans (PPO)
  • Prive Fee-for-Service Plans (PFFS)
  • Special Needs Plans (SNPs)

 

We can help you find the right plan to fit your needs, so if this already seems overwhelming don’t worry!

4 types of Advantage plans
HMO plans

Health Maintenance Organizations (HMOs)

HMO plans usually involve getting your services from a primary care physician and hospital within the plans’ network. 

This applies unless you are needing emergency care or urgent care outside of the plan’s network. Many HMO’s include prescription drug coverage built into the plan. If you enroll in an HMO without prescription drug coverage in it, you cannot enroll in a separate Medicare Part D prescription drug plan. 

These plans are sometimes offered with a low monthly premium.

Humana PPO plans

Preferred Provider Organization (PPO)

PPO plans also use a network, however you have the ability to see providers outside the network but it will be at a higher cost. 

Prescription drugs are covered in most PPO plans, and it’s important to see the cost of your own personal medications in the plans you’re considering, as well as to check if your doctors do in fact accept the plan. You do not need to choose a primary care doctor with a PPO plan.

Medical costs are typically lower with a PPO plan if you use providers within the network.

PFFS plans

Private Fee-for-Service Plans (PFFS)

PFFS plans are different than HMOs or PPOs, in which the plan decides how much it will pay doctors and providers. The doctors must agree to the terms and services of the plans.

If you visit a doctor, hospital, or provider that does not belong to the plan’s network you may end up paying much higher costs. Prescription drugs may be included in the PFFS plan, but if they’re not you can enroll in a separate Medicare Part D prescription drug plan for coverage. 

You do not need to choose a primary care doctor in a PFFS plan but the doctors you see much be part of the plan’s network.

SNP plans

Special Needs Plans (SNPs)

Special Needs Plans are tailored to people with specific diseases or situations. You must qualify to enroll in one of these plans. 

You may qualify for one of these plans for conditions such as:

  • Alcohol dependence
  • Various autoimmune disorders
  • End-stage renal disease (ESRD) requiring dialysis
  • HIV/Aids
  • Many more. Call us for more information on these plans and to see if you qualify

Medicare Advantage Plans - How to Get Started Now

The Medicare annual enrollment period (AEP) begins each October 15th and runs through December 7th. 

During this time frame, you may enroll in a Medicare Advantage plan or change to a different plan. 

Your new plan will then go into effect on January 1st.

 

 

Medicare

 

 

New to Medicare?

If you are new to Medicare, then you can enroll in a Medicare Advantage plan up to three months prior to your Medicare Part B effective date.

Call us today to get help from one of our licensed insurance agents to see what the best time frame is for you to enroll, based on your current situation. 

 

 

Call today

Find & Compare Plans Online 

Speak with a licensed insurance agent

 1-877-517-4661

TTY user 711
Mon-Fri : 8am-8pm EST
Sat – Sun: 10am – 7pm EST