Compare Medicare Advantage Plans

Millions of people like yourself are enjoying outstanding benefits on Medicare Advantage plans. Choosing the right plan can be a little confusing, but we’re here to help!

Providing more coverage than Original Medicare, Medicare Advantage Plans may include extra benefits that may be of great value to you.

On this site, you’ll learn exactly how to compare Medicare Advantage plans as well as insurance companies to compare options. You’ll learn exactly how to compare Medicare Advantage plans as well as companies to find the best fit for you.

Because most Medicare Advantage plans also cover additional benefits such as prescription drugs, hearing, and eye coverage, many people will be switching over to a plan this year or enrolling in one when they are first eligible for Medicare.

Finding the right plan and even enrolling has never been easier!

How to Compare Medicare Advantage Plans

To compare Medicare Advantage plans you’ll need to know:

 

  • Do you have both Medicare Part A and B in place
  • Do you reside in the same area that the Medicare Advantage plan network provides coverage
  • Does the plan provide the benefits you’ll need
  • Does your doctor accept the plan

 

 

Medicare Advantage Plans

Medicare Advantage Plan Enrollment

 

If you are new to Medicare, the best time to enroll in a Medicare Advantage plan is between the time period of three months prior to turning age 65, and up to three months after your 65th birth month. This is what is called your “Initial enrollment period”. 

Your coverage will then begin on the first day your Medicare begins.

 

Already enrolled in Medicare?

If you are already enrolled in Medicare and wish to try out an Advantage plan, then you can switch and enroll in one during the Medicare Open Enrollment period. This period runs between October 15th and December 7th.

Your coverage will then begin on January 1st of the following year.

Compare plans side by side
and enroll online

Speak with a licensed insurance agent

1-877-517-4661

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compare medicare advantage plans

The Best Medicare Advantage Plans

There is no one “best” Medicare Advantage plan because the plans differ greatly depending on the insurance company and your area.

A Humana Medicare Advantage plan is likely completely different from an Aetna plan, particularly if you’re in a rural area or a big city. 

 

Medicare Advantage Plan Networks

Medicare Advantage plans use networks with their coverage. The coverage rules vary by the type of Medicare Advantage plan you’re enrolled in.

Medicare Advantage plans must provide coverage that at least matches what Medicare Part A and B cover. Many plans do include additional benefits though.

 

Medicare Advantage Plans may include extra benefits such as:

  • Prescription drug coverage
  • Dental coverage
  • Vision coverage
  • Hearing benefits
  • Gym membership discounts
  • Health and wellness programs
  • Transportation benefits

 

Medicare Advantage Plan Types

There are four different main types of Medicare Advantage plans.

These are the most common plans offered by several different insurance companies.

  • Health Maintenance Organization Plans (HMO)
  • Preferred Provider Organization Plans (PPO)
  • Prive Fee-for-Service Plans (PFFS)
  • Special Needs Plans (SNPs)

 

We can help you find the right plan to fit your needs, so if this already seems overwhelming don’t worry!

 

4 types of Advantage plans
HMO plans

Health Maintenance Organizations (HMOs)

HMO plans usually involve getting your services from a primary care physician and hospital within the plans’ network. 

This applies unless you are needing emergency care or urgent care outside of the plan’s network. Many HMO’s include prescription drug coverage built into the plan. If you enroll in an HMO without drug coverage in it, you cannot enroll in a separate Medicare Part D drug plan. 

These plans are sometimes offered for $0 per month.

 

Humana PPO plans

Preferred Provider Organization (PPO)

PPO plans also use a network, however you have the ability to see providers outside the network but it will be at a higher cost. 

Prescription drugs are covered in most PPO plans, and it’s important to see the cost of your own personal medications in the plans you’re considering, as well as to check if your doctors do in fact accept the plan. You do not need to choose a primary care doctor with a PPO plan.

Medical costs are typically lower with a PPO plan if you use providers within the network.

 

PFFS plans

Private Fee-for-Service Plans (PFFS)

PFFS plans are different than HMOs or PPOs, in which the plan decides how much it will pay doctors and providers. The doctors must agree to the terms and services of the plans.

If you visit a doctor, hospital, or provider that does not belong to the plan’s network you may end up paying much higher costs. Prescription drugs may be included in the PFFS plan, but if they’re not you can enroll in a separate Medicare Part D drug plan for coverage. 

You do not need to choose a primary care doctor in a PFFS plan but the doctors you see much be part of the plan’s network.

 

SNP plans

Special Needs Plans (SNPs)

Special Needs Plans are tailored to people with specific diseases or situations. You must qualify to enroll in one of these plans. 

You may qualify for one of these plans for conditions such as:

  • Alcohol dependence
  • Various autoimmune disorders
  • End-stage renal disease (ESRD) requiring dialysis
  • HIV/Aids
  • Many more. Call us for more information on these plans and to see if you qualify

Get Started Now

There are hundreds of different Medicare Advantage plans available throughout the country. 

Trying to find the right plan on your own can be difficult. That’s why we’re here to help! And our service is entirely FREE. 

Enter your zip code below to start searching for plans online. You can even enroll yourself!

Or to make it easy, just give us a call today. 

 

 

Medicare advantage

Find a $0 premium Medicare Advantage plan

Speak with a licensed insurance agent

 1-877-517-4661

TTY user 711
Mon-Fri : 8am-8pm EST