Compare Medicare Advantage Plans

Millions of people like yourself are enjoying outstanding benefits on Medicare Advantage plans. Choosing the right plan can be a little confusing, but we’re here to help!

Providing more coverage than Original Medicare, Medicare Advantage Plans may include extra benefits that may be of great value to you.

On this site, you’ll learn exactly how to compare Medicare Advantage plans as well as insurance companies to compare options. You’ll learn exactly how to compare Medicare Advantage plans as well as companies to find the best fit for you.

Because most Medicare Advantage plans also cover additional benefits such as prescription drugs, hearing, and eye coverage, many people will be switching over to a plan this year or enrolling in one when they are first eligible for Medicare.

Finding the right plan and even enrolling has never been easier!

To compare Medicare Advantage plans you’ll need to know:

• Do you have both Medicare Part A and B in place
• Do you reside in the same area that the Medicare Advantage plan network provides coverage
• Does the plan provide the benefits you’ll need
• Does your doctor accept the plan

Medicare Advantage Plan Enrollment

If you are new to Medicare, the best time to enroll in a Medicare Advantage plan is between the time period of three months prior to turning age 65, and up to three months after your 65th birth month. This is what is called your “Initial enrollment period”. 

Your coverage will then begin on the first day your Medicare begins.

Already enrolled in Medicare?

If you are already enrolled in Medicare and wish to try out an Advantage plan, then you can switch and enroll in one during the Medicare Open Enrollment period. This period runs between October 15th and December 7th.

Your coverage will then begin on January 1st of the following year.

There is no one “best” Medicare Advantage plan because the plans differ greatly depending on the insurance company and your area.

A Humana Medicare Advantage plan is likely completely different from an Aetna plan, particularly if you’re in a rural area or a big city. 

Medicare Advantage Plan Networks

Medicare Advantage plans use networks with their coverage. The coverage rules vary by the type of Medicare Advantage plan you’re enrolled in.

Medicare Advantage plans must provide coverage that at least matches what Medicare Part A and B cover. Many plans do include additional benefits though.

Medicare Advantage Plans may include extra benefits such as:

• Prescription drug coverage
• Dental coverage
• Vision coverage
• Hearing benefits
• Gym membership discounts
• Health and wellness programs
• Transportation benefits

There are four different main types of Medicare Advantage plans.

These are the most common plans offered by several different insurance companies.

• Health Maintenance Organization Plans (HMO)
• Preferred Provider Organization Plans (PPO)
• Prive Fee-for-Service Plans (PFFS)
• Special Needs Plans (SNPs)

We can help you find the right plan to fit your needs, so if this already seems overwhelming don’t worry!

Preferred Provider Organization (PPO)

PPO plans also use a network, however you have the ability to see providers outside the network but it will be at a higher cost. 

Prescription drugs are covered in most PPO plans, and it’s important to see the cost of your own personal medications in the plans you’re considering, as well as to check if your doctors do in fact accept the plan. You do not need to choose a primary care doctor with a PPO plan.

Medical costs are typically lower with a PPO plan if you use providers within the network.