Compare Medicare Advantage Plans

If you’re looking to learn about and compare Medicare Advantage plans in your area, our website can help!

Medicare Advantage plans are an alternative way to get Original Medicare coverage and must offer at least the same coverage as Original Medicare Parts A & B. The good news is, many plans may offer additional benefits!

Choosing the right plan can be confusing, but we’re here to help!

The basics benefits provided by Medicare Advantage plans are:

• Medicare Part A – Hospital Coverage
• Medicare Part B – Medical Services

On this site, you’ll learn exactly how to compare Medicare Advantage plans as well as insurance companies to compare options.  

Finding the right plan and even enrolling has never been easier!

To compare Medicare Advantage plans you’ll need to know:

• Do you have both Medicare Part A and B in place
• Do you reside in the same area that the Medicare Advantage plan network provides coverage
• Does the plan provide the benefits you’ll need
• Does your doctor accept the plan

Medicare Advantage Plan Enrollment

If you are new to Medicare, the best time to enroll in a Medicare Advantage plan is between the time period three months prior to turning age 65, and up to three months after your 65th birth month. This is what is called your “Initial enrollment period”. 

Your coverage will begin on the first of the month after the date that you sign up during your Initial Enrollment Period. 

Already enrolled in Medicare?

If you are already enrolled in Medicare and wish to sign up for a Medicare Advantage plan (also called Medicare Part C), then you can switch and enroll in one during the Medicare Annual Enrollment period. This period runs between October 15th and December 7th of every year.

Your coverage will then begin on January 1st of the following year.

Medicare Advantage plans for 2023 may have changed slightly from previous years, so it’s always a good idea to compare plans and benefits in your area each year. Plans differ greatly depending on the insurance company and your area.

Medicare Advantage Plan Networks

Medicare Advantage plans use networks with their coverage. The coverage rules vary by the type of Medicare Advantage plan you’re enrolled in.

Medicare Advantage plans must provide coverage that at least matches what Medicare Part A and B cover. Many plans do include additional benefits though.

Preferred Provider Organization (PPO)

PPO plans also use a network, however you have the ability to see providers outside the network but it will be at a higher cost. 

Prescription drugs are covered in most PPO plans, and it’s important to see the cost of your own personal medications in the plans you’re considering, as well as to check if your doctors do in fact accept the plan. You do not need to choose a primary care doctor with a PPO plan.

Medical costs are typically lower with a PPO plan if you use providers within the network.

Special Needs Plans (SNPs)

Special Needs Plans are tailored to people with specific diseases or situations. You must qualify to enroll in one of these plans. 

You may qualify for one of these plans for conditions such as:

• Alcohol dependence
• Various autoimmune disorders
• End-stage renal disease (ESRD) requiring dialysis
• HIV/Aids
• Many more. Call us for more information on these plans and to see if you qualify