That’s just the base, starting coverage, though. There is lots more that most Advantage plans cover. They may not be required to cover more than that, but they typically do. The most common addition coverage is for Medicare Part D, which is prescription drug coverage. This takes care of lots of common prescription drug expenses. It doesn’t cover all the drugs on its list of coverage completely, but many of them are fully covered.
You may also receive coverage from your Advantage plan for wellness programs, for dental, hearing, vision and the like. Regular checkups can be covered under your Advantage plan, as can other expenses not have listed here. It really varies from one insurance company to the next, and they can change up their coverage from year to year. They have to keep the basic coverage that Medicare mandates, and only Medicare can change that, but everything else can be changed up every so often. So, once you sign up for an Advantage plan, your coverage will be locked in for the full term, be it a year or a couple of years. However, once your term is up, you may find that the coverage on your plan has changed, and you may want to go with something else.