Does Aetna Medicare Cover Gym Membership?

If you’re asking, ‘does Aetna Medicare cover gym membership,’ the short answer is yes. Aetna Medicare Advantage plans often include fitness benefits. We’ll guide you through understanding your coverage, utilizing gym memberships, and highlighting the additional perks that Aetna Medicare may offer.


Key Takeaways


  • Original Medicare doesn’t cover gym memberships, but Aetna Medicare Advantage compensates with expansive fitness benefits and wellness programs.


  • Beyond gym access, Aetna Medicare Advantage plans offer comprehensive health benefits such as prescription drug, dental, hearing, and vision coverage, contributing to overall well-being.

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Aetna Medicare and Gym Membership Coverage


Does Aetna Medicare Cover Gym Membership?, Aetna Medicare and Gym Membership Coverage


Medicare is a federal health insurance program primarily for people aged 65 or older. However, Medicare offers more than just basic coverage.

Consider Aetna Medicare Advantage plans, a viable alternative to Original Medicare. Aetna Medicare Advantage plans offer a plethora of health benefits, including:

  • Prescription drug coverage



  • Vision coverage


  • Hearing coverage


  • Fitness benefits


  • Wellness programs


These additional benefits, including discount programs, can help you get the most out of your Medicare coverage.

One of the most exciting benefits is its fitness component. Contrary to popular belief, your gym days need not end when you reach the golden years.

Aetna Medicare Advantage plans offer fitness benefits like SilverSneakers® membership and complimentary gym membership to participating WholeHealth Living Choices network fitness centers.


Original Medicare and Gym Memberships

You may ask, “Does Original Medicare cover gym memberships?” Unfortunately, the answer is no. Original Medicare does not currently cover gym memberships or fitness programs.

While gym memberships aren’t covered, Original Medicare does provide coverage for certain fitness-related benefits in special situations.

These can still be beneficial for maintaining overall health and well-being through an exercise program. So, even if the gym isn’t covered, there are other ways Original Medicare supports your fitness journey.


Aetna Medicare Advantage Plans and Fitness Benefits

Aetna Medicare Advantage elevates fitness benefits. This is where the SilverSneakers® program comes in, offering access to group fitness classes and facilities at no extra cost to enrollees. It’s not just an opportunity, but an invitation to embrace a healthier lifestyle.

The best part? There are no additional costs for gym memberships under Aetna Medicare Advantage plans. No hidden fees, no extra charges, just a plethora of fitness benefits at your disposal.

Plus, checking eligibility for these fitness benefits is a breeze, with all the information available at your fingertips on the Aetna website.

SilverSneakers®: Aetna’s Fitness Benefit


Does Aetna Medicare Cover Gym Membership?, SilverSneakers®: Aetna's Fitness Benefit


SilverSneakers®, a fitness program, extends beyond being an exercise plan by fostering a community. SilverSneakers® is a fitness program designed specifically for Medicare beneficiaries.

It offers access to participating fitness centers, gyms, and exercise classes as part of its silversneakers fitness benefit. It’s not just about the workout but about the environment too.

Included in some Aetna Medicare Advantage plans, SilverSneakers® provides access to a wide range of fitness locations. To confirm if your Aetna plan includes SilverSneakers®, you can check your plan’s coverage details or reach out to Aetna for assistance.


Access to Participating Locations


Does Aetna Medicare Cover Gym Membership?, SilverSneakers®: Aetna's Fitness Benefit


The expansive network is one of SilverSneakers®’s significant advantages. Partnered with over 15,000 locations nationwide, SilverSneakers® offers Aetna Medicare members broad access to a wide range of fitness facilities.

What’s more, Aetna SilverSneakers® members enjoy the flexibility to access multiple participating locations. So, whether you’re at home or traveling, staying active is never a hassle.

It’s not just about the number of locations, but about the ease of access and the quality of facilities.


Customized Workout Programs

SilverSneakers® acknowledges that fitness is not a one-size-fits-all solution. That’s why they offer a range of workout programs, including a new exercise program, allowing you to access workout programs customized to your needs through the SilverSneakers GO fitness app, online classes via Burnalong, and more.

Regardless of your fitness level or specific health conditions, SilverSneakers® is equipped to create workout programs that are safe and effective for you.

Plus, as your fitness level changes over time, SilverSneakers® adjusts to suit your abilities, ensuring that your fitness journey is always on the right track.


Fitness Classes for All Levels

SilverSneakers® under Aetna is designed to accommodate a variety of fitness levels. With fitness class access to a broad range of instructor-led group fitness classes, there’s something for everyone, no matter their level of ability.

Some of the classes offered include:

  • Cardio


  • Strength training


  • Yoga


  • Zumba


  • Water aerobics


From beginners to advanced participants, SilverSneakers® offers classes to suit everyone’s needs.

Whether you’re looking for stability, mind and body classes like SilverSneakers Yoga and Yoga Flow, or specialized classes for higher fitness levels, SilverSneakers® has got you covered.

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Additional Health Benefits with Aetna Medicare Advantage


Does Aetna Medicare Cover Gym Membership?, Additional Health Benefits with Aetna Medicare Advantage


Aetna Medicare Advantage plans, including group health plan options, extend beyond fitness benefits. They offer an amazing range of additional health benefits, such as dental, hearing, and vision coverage, including access to Amplifon Hearing Health Care services.

On top of the extensive fitness benefits, Aetna Medicare Advantage members also receive concierge services and have access to a broad network of healthcare providers.

It’s not just a Medicare plan; it’s a comprehensive health package designed to take care of your overall well-being, making it a great choice for a Medicare Advantage Plan.

How to Check if Your Aetna Medicare Plan Covers Gym Membership

Given the fitness benefits, you might be curious, “Is gym membership covered under my Aetna Medicare Plan?” Well, you can check this by reviewing your plan documents or contacting Aetna directly via their website, phone, or a representative.

You can find all the information you need on the official Aetna Medicare website or by calling their customer service number at 1-800-US-AETNA (1-800-872-3862) (TTY: 711).

Once you’ve confirmed that your plan includes gym membership coverage, you’re all set to hit the gym and kickstart your fitness journey.

Comparing Aetna’s Fitness Benefits to Other Medicare Plans

While comparing fitness benefits of Aetna with other Medicare plans, you may question its competitiveness. The answer lies in the factors you consider, such as finding participating locations track, available classes, and additional health benefits.

For instance, while United Healthcare’s Renew Active incorporates brain health into its activities, SilverSneakers® offers online streaming classes and a phone app.

Similarly, while there are more participating fitness locations available to SilverSneakers® members, other fitness benefits programs in Medicare plans might offer different advantages. It’s all about finding the balance that works best for you!

Enrolling in an Aetna Medicare Plan with Gym Membership Coverage


Does Aetna Medicare Cover Gym Membership?, Enrolling in an Aetna Medicare Plan with Gym Membership Coverage


Enrolling in an Aetna Medicare plan is straightforward and user-friendly. It’s designed to help you choose the best coverage for your healthcare needs.

You can reach out to a licensed agent at 1-855-335-1407, through mail, or explore the enrollment process on the Aetna Medicare website.

Before you enroll, ensure that your chosen plan includes fitness benefits like SilverSneakers®. You can do this by reaching out to inquire about fitness classes and SilverSneakers instructor-led group fitness at 1-855-335-1407 (TTY: 711).


Aetna Medicare Advantage plans offer a comprehensive package of health benefits, including fitness programs like SilverSneakers®. With a broad network of participating locations, a range of customized workout programs, and classes for all fitness levels, Aetna Medicare Advantage plans provide a holistic approach to healthcare.

Whether you’re a fitness enthusiast or just starting your fitness journey, Aetna Medicare Advantage plans are designed to support you every step of the way.


Frequently Asked Questions


  Does Aetna Senior Products offer silver sneakers?

Yes, Aetna Senior Products offer SilverSneakers, which provides free access to gyms, fitness classes, and online workout programs. Enjoy staying active and healthy with this benefit.


  What is the Aetna Flex card for seniors?

The Aetna Flex card for seniors is a pre-paid debit card that can be used to cover the expenses of additional Dental, Vision, and Hearing services.

It functions similarly to a Visa or Mastercard, offering flexibility and convenience in accessing these essential services.


  Does Medicare Part B cover silver sneakers?

Original Medicare Part B does not cover SilverSneakers, but it is often offered as a supplemental benefit in some Medicare Advantage plans at no extra cost or for a small fee.

If you’re interested in SilverSneakers, it’s worth exploring Medicare Advantage plans to see if it’s included.


→  What is the Silver Sneakers program?

SilverSneakers is a fitness program available at no additional cost to seniors on eligible Medicare plans, offering access to thousands of gyms and a variety of fitness classes to help you stay active and connect with others.


 What are the extra benefits offered by Aetna Medicare Advantage plans?

Aetna Medicare Advantage plans offer extra benefits including dental, vision, hearing coverage, concierge services, and fitness programs to provide comprehensive care for its members.

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Russell Noga
( Medicare Expert )

Russell Noga is the CEO of ZRN Health & Financial Services, and head content editor of several Medicare insurance online publications. He has over 15 years of experience as a licensed Medicare insurance broker helping Medicare beneficiaries learn about Medicare, Medicare Advantage Plans, Medigap insurance, and Medicare Part D prescription drug plans.