If you have an Aetna Medicare plan, you might be entitled to a grocery allowance that helps you purchase healthy foods. Our article details the specifics: from eligibility criteria to the simple steps for using your allowance at participating retailers.
Aetna’s Medicare Grocery Allowance is a health care benefit available to eligible members, providing them with the opportunity to purchase healthy food items at approved retailers or online. This ranges from fruits and vegetables to whole grains and lean proteins.
The Medicare Grocery Benefit should include Medicaid benefits and prescription drug coverage, and can also be used for over-the-counter medication and certain management support services at authorized retailers.
For seniors, adhering to a healthy diet is of utmost importance. The American Dietetic Association encourages seniors to prioritize nutrient-rich foods such as:
These foods help preserve muscle mass and improve overall health.
Aetna’s Grocery Allowance works via a prepaid Medicare Food Allowance card, providing a set monthly amount, averaging $150, to buy qualifying food products.
This allowance can lead to significant cost savings, support during periods of high inflation, and cater to specific nutritional requirements.
You can use your Aetna Healthy Food Card at many retail outlets like CVS, Walmart, and Kroger and for online purchases at platforms such as walmart.com.
You can potentially oversee your card usage by accessing the member portal to review your current balance, monitor past transactions, and identify eligible items.
Eligibility for Aetna’s Medicare Grocery Allowance will likely require meeting certain health condition qualifications and enrollment in a specific Aetna Medicare plan offering this benefit.
The health conditions that are likely to qualify for Aetna’s Medicare Grocery Allowance include:
Aetna Medicare plans that offer the grocery allowance benefit potentially include the Aetna Dual Eligible Special Needs Plans (D-SNPs) and some other Aetna plans that provide an Extra Benefits Card for purchasing approved healthy foods and prescription drugs.
The integration of this benefit into their plans is likely to offer members considerable cost savings at the point of purchase while addressing specific nutritional needs, as advised by healthcare providers.
Aetna’s Medicare Supplement Insurance (Medigap) will likely include grocery benefits. Members are provided with a benefit amount through the Extra Benefits Card for monthly spending and a quarterly allowance for qualifying food items.
The first step to utilizing your Aetna Medicare Grocery Allowance is confirming the activation of your card.
Once activated, you can use your grocery allowance at the checkout by swiping it like a regular debit card or presenting it to the cashier for scanning if it’s a coupon card.
Activating your Aetna Medicare Grocery Allowance card is simple.
Your Aetna Medicare grocery allowance card can likely be used at numerous grocery stores and pharmacies nationwide, including:
You can identify authorized stores and health and wellness products through the NationsBenefits mobile app or Aetna.NationsBenefits.com.
To maximize your Aetna Grocery Allowance, begin by meticulously selecting a Medicare Advantage plan that potentially incorporates this benefit and utilizes the monthly allowance to purchase healthy essentials like meat, fruits, and dairy.
Economical meal options for seniors include:
These meal ideas, featuring healthy grains, are both nutritious and cost-effective, helping you stretch your grocery allowance and manage your everyday expenses.
Meal planning is another possible strategy for maximizing your Aetna grocery allowance. By planning meals, reviewing healthy eating guidelines, choosing versatile foods, and always being prepared with a list, you can make the most of your allowance.
Aetna may provide food delivery services and other tools to aid in meal planning, and seniors with dietary restrictions can leverage Aetna’s grocery allowance to procure approved healthy foods to meet their dietary needs.
The online shopping and home delivery options offered by Aetna simplify the usage of your grocery allowance. You can visit Aetna.NationsBenefits.com and log in to purchase approved food products.
Orders can be delivered within two days a week, 7 days a week, whether placed online or by phone.
To order from Aetna.NationsBenefits.com, follow these steps:
To set up home delivery, follow these steps:
Aetna Medicare provides home delivery for groceries in various areas. You can verify the availability in your specific area during the registration process or by contacting Aetna directly.
In addition to the grocery allowance, Aetna members can potentially take advantage of further health and wellness benefits, including the hearing aid benefit.
One of these is hearing aid coverage, with some plans providing coverage for two hearing aids every year.
Aetna’s hearing aid coverage may include:
Aetna’s Medicare plan may also offer comprehensive coverage for preventive dental services, encompassing cleanings, oral exams, and X-rays, with 100 percent coverage on most plans.
The coverage may include a variety of dental procedures, providing a significant dental benefit, such as oral exams, cleanings, X-rays, fillings, root canals, extractions, dentures, crowns, bridges, and implants.
In 2025 Aetna may provide a disease state management program as they did in previous years that offers personalized care and support to individuals with chronic conditions.
These programs, led by the Aetna care team, help individuals understand their condition and adhere to their doctor’s treatment plan. They can offer tailored support and guidance for prevalent conditions such as:
Programs like Meals on Wheels and the Supplemental Nutrition Assistance Program (SNAP) serve as valuable resources for seniors requiring extra food assistance.
Meals on Wheels is a program that delivers meals to senior citizens. To be eligible for the program, the senior must:
The program provides nutritious meals, conducts quick safety checks, and offers much-needed human connection to home bound seniors.
The Supplemental Nutrition Assistance Program (SNAP) is a government initiative designed to offer financial assistance to low-income older adults, enabling them to purchase essential groceries.
To apply, seniors must submit a formal application through their state SNAP agency or local SNAP office. Once approved, they can use SNAP to buy food at nearby markets.
Navigating healthcare benefits can be daunting, but programs like Aetna’s Medicare Grocery Allowance make it easier.
By providing financial support for healthy food purchases, assisting in meal planning, offering online shopping and home delivery options, and providing additional health and wellness benefits, Aetna is committed to supporting the health and wellness of its senior members.
Aetna Medicare will likely offer food benefits through its Dual Eligible Special Needs Plans, which provide an Aetna Medicare Extra Benefits Card to help pay for everyday expenses like healthy foods and over-the-counter health products.
You can use your Aetna healthy foods card to buy fruits, vegetables, meat, seafood, pantry staples, healthy grains like flour, spices, bread, and pasta. Remember to select credit when using the card.
Yes, the Medicare grocery allowance is real, but it is only offered to qualifying individuals as part of select Medicare Advantage plans. It is not provided by Original Medicare or Medicare Supplement plans.
The Aetna Flex card is a prepaid debit card that can be used for extra Dental, Vision, and Hearing services for seniors.
To activate your Aetna Medicare Grocery Allowance card, contact your Aetna Member services team by calling 1-877-204-1817.
ZRN Health & Financial Services, LLC, a Texas limited liability company
Russell Noga is the CEO of ZRN Health & Financial Services, and head content editor of several Medicare insurance online publications. He has over 15 years of experience as a licensed Medicare insurance broker helping Medicare beneficiaries learn about Medicare, Medicare Advantage Plans, Medigap insurance, and Medicare Part D prescription drug plans.