Medicare Advantage Plans Oregon in 2023
Medicare Advantage plans in Oregon are alternative coverage for people to receive Original Medicare (Part A and B) benefits.
Medicare Advantage plans in Oregon all contain the basic benefits that Medicare Parts A and B provide, but some plans may include additional benefits as part of their coverage.
Here on this site, you can compare Medicare Advantage plans, benefits, and rates in Oregon. You can even apply online yourself, or get help from one of our experienced licensed agents.
And the great part is, it’s FREE!
The Best Medicare Advantage Plans in Oregon may include:
- Prescription drug coverage
- Fitness programs
- Meals
- Transportation
- Dental coverage
- Vision Coverage
- Wellness Resources
Four Main Types of Medicare Advantage Plans in Oregon are:
- HMOs – Health Maintenance Organization
- PPOs – Preferred Provider Organization
- PFFS – Private Fee-for-Service
- SNPs – Special Needs Plans
In 2022, Medicare Advantage plans in Oregon had an average monthly premium of close to $39.77, and there were over 130 different Medicare Advantage plans to choose from. Many plans are offered in Oregon with as low as $0 per month premiums as well.
We make it easy to shop for Medicare Advantage plans in Oregon by entering your zip code below. You can even apply online in minutes!
Types of Medicare Advantage Plans in Oregon
Health Maintenance Organization – HMO Plans
Health Maintenance Organizations (HMO) are very well-known Medicare Advantage plans offered in Oregon. HMOs use a network of providers and require that you use a primary care physician (PCP) that you choose that is within the network. If you need to see a specialist it requires a referral from your PCP.
HMOs in Oregon have different monthly premiums, with some plans costing $0 per month.
- Lower out-of-pocket costs
- You choose your primary doctor in-network (PCP)
- Many plans include prescription coverage
- Low monthly premiums – sometimes $0 per month
Preferred Provider Organization – PPO Plans
PPO plans allow you to visit any doctor you wish, as long as they are Medicare-approved and abide by and agree to the terms of the plan. You may get coverage outside the network but it typically costs more than in-network.
With PPO’s
- Visit any doctor or hospital that is Medicare-approved and accepts the plan’s terms
- Do not need a referral to see a specialist
- Often include prescription drug coverage
Private Fee-for-Service – PFFS Plans
PFFS plans allow you to see any doctor that is Medicare-approved, however, they must accept the terms of the plan.
With PFFS Plans:
- Visit Medicare-approved doctors who accept the plan’s services and terms
- Often includes prescription coverage
- Have affordable month premiums
Special Needs Plans – SNPs
SNPs were created for people with various diseases or health conditions. To enroll in a SNP you need to meet the plans’ qualifications.
With SNPs:
- Visit Medicare-approved doctors who accept the plan’s services and terms
- Often includes prescription coverage
- Have affordable month premiums
Some of the Best Medicare Advantage Plans in Oregon for 2023 are:
- Aetna
- Blue Cross Blue Shield
- Humana
- Cigna
- United Healthcare
Medicare Advantage Plan Enrollment for 2023
If you currently have a Medicare Advantage plan and are wanting to enroll in a different one in Oregon, then you will need to wait until the Medicare open enrollment period (AEP) in most cases.
This period runs from October 15th – December 7th. Any enrollment change you make for a Medicare Advantage plan during this period will be effective on January 1st of the following year.
New to Medicare?
Anyone who is brand-new to Medicare in Oregon can enroll in a Medicare Advantage plan and have it effective the same day that their Medicare begins. The easiest way to get started is to enter your zip code below or call us now.
That way you do not miss any enrollment periods.
