Best Medicare Advantage Plans Maryland in 2023
There are currently over 45 Medicare Advantage plans in Maryland for people to choose from, and they offer an alternative way to get the benefits of Original Medicare Parts A and B (also called “Original Medicare”).
All Medicare Advantage plans in Maryland offer at least what Medicare Parts A and B provide, however, several plans offer additional benefits as well.
Finding the best Medicare Advantage plans in Maryland can sometimes be a challenge, but we make it easy!
Our website allows you to compare plans, benefits, and rates in Maryland. You can even apply online yourself.
And the great part is, it’s FREE!
The Best Medicare Advantage Plans in Maryland may include:
- Prescription drug coverage
- Fitness programs
- Meals
- Transportation
- Dental coverage
- Vision Coverage
- Wellness Resources
The Four Main Types of Medicare Advantage Plans in Maryland for 2023 are:
- HMOs – Health Maintenance Organization
- PPOs – Preferred Provider Organization
- PFFS – Private Fee-for-Service
- SNPs – Special Needs Plans
Medicare Advantage plans in Maryland had an average monthly premium to pay of approximately $45 in 2022. There are several plans offered at a $0 monthly premium as well.
Enter your zip code on our website to begin comparing Medicare Advantage plans in your area to see what’s available.
Types of Medicare Advantage Plans in Maryland
Health Maintenance Organization – HMO Plans
Health Maintenance Organizations (HMO) are popular Medicare Advantage plans offered in Maryland for 2023. HMOs use a network of providers along with a primary care physician (PCP) that you choose that is in the network. If you need to see a specialist it requires a referral from your PCP.
HMOs in Maryland have different monthly premiums, with some plans costing $0 per month.
- Lower out-of-pocket costs
- You choose your primary doctor in-network (PCP)
- Many plans include prescription coverage
- Low monthly premiums – sometimes $0 per month
Preferred Provider Organization – PPO Plans
PPO plans allow you to visit any doctor you wish, as long as they are Medicare-approved and abide by and agree to the terms of the plan. You may get coverage outside the network but it typically costs more than in-network.
With PPO’s
- Visit any doctor or hospital that is Medicare-approved and accepts the plan’s terms
- Do not need a referral to see a specialist
- Often include prescription drug coverage
Private Fee-for-Service – PFFS Plans
PFFS plans allow you to see any doctor that is Medicare-approved, however, they must accept the terms of the plan.
With PFFS Plans:
- Visit Medicare-approved doctors who accept the plan’s services and terms
- Often includes prescription coverage
- Have affordable month premiums
Special Needs Plans – SNPs
SNPs were created for people with various diseases or health conditions. To enroll in a SNP you need to meet the plans’ qualifications.
With SNPs:
- Visit Medicare-approved doctors who accept the plan’s services and terms
- Often includes prescription coverage
- Have affordable month premiums
Some of the Best Medicare Advantage Plans in Maryland for 2023 are:
- Aetna
- Blue Cross Blue Shield
- Humana
- Cigna
- United Healthcare
Medicare Advantage Plan Enrollment for 2023
If you currently have a Medicare Advantage plan and are wanting to enroll in a different one in Maryland, then you will need to wait until the Medicare open enrollment period (AEP) in most cases.
This period runs from October 15th – December 7th. Any enrollment change you make for a Medicare Advantage plan during this period will be effective on January 1st of the following year.
New to Medicare?
Anyone who is brand-new to Medicare in Maryland can enroll in a Medicare Advantage plan and have it effective the same day that their Medicare begins. The easiest way to get started is to enter your zip code below or call us now.
That way you do not miss any enrollment periods.
