Medicare Advantage Plans Maine in 2023
There are almost 60 different Medicare Advantage plans in Maine. These plans offer alternative coverage to Original Medicare which consists of Medicare parts A and B. Many plans also offer additional coverage in addition to this.
We help you compare Medicare Advantage plans in Maine to see which plan fits your needs the best. Then we help you enroll in a plan the easiest way possible, either by yourself or with the help of one of our licensed insurance agents.
We make it easy!
The Best Medicare Advantage Plans in Maine may include:
- Prescription drug coverage
- Fitness programs
- Transportation
- Meals
- Dental coverage
- Vision Coverage
- Wellness Resources
The four Main Types of Medicare Advantage Plans in Maine are:
- HMOs – Health Maintenance Organization
- PPOs – Preferred Provider Organization
- PFFS – Private Fee-for-Service
- SNPs – Special Needs Plans
Types of Medicare Advantage Plans in Maine
Health Maintenance Organization – HMO Plans
Health Maintenance Organizations (HMO) are popular plans in Maine. HMOs have a network that you must get coverage in, so it’s important to be sure that your doctor is in that network. We can help you determine this.
Also, with HMOs you choose a primary care physician (PCP) within the network, and if a visit to a specialist is needed then they will provide you with a referral.
HMOs often have lower monthly premiums than other plans, and some plans are as low as $0 per month.
- Lower out-of-pocket costs
- You choose your primary doctor in-network (PCP)
- Many plans include prescription coverage
- Low monthly premiums – sometimes $0 per month
Preferred Provider Organization – PPO Plans
PPOs are another type of Medicare Advantage plan in Maine that allows you to get coverage within the network as well as outside the network, though at a higher cost usually. This allows you the option of seeing other providers, but they must be Medicare-approved.
PPOs:
- Visit any doctor or hospital that is Medicare-approved and accepts the plan’s terms
- Do not need a referral to see a specialist
- Often include prescription drug coverage
Private Fee-for-Service – PFFS Plans
PFFS plans allow you to see any doctor that is Medicare-approved, however, they must accept the terms of the plan.
With PFFS Plans:
- Visit Medicare-approved doctors who accept the plan’s services and terms
- Often includes prescription coverage
- Have affordable month premiums
Special Needs Plans – SNPs
SNPs were created for people with various diseases or health conditions. To enroll in a SNP you need to meet the plans’ qualifications.
With SNPs:
- Visit Medicare-approved doctors who accept the plan’s services and terms
- Often includes prescription coverage
- Have affordable month premiums
Some of the Best Medicare Advantage Plans in Maine for 2023 are:
- Aetna
- Blue Cross Blue Shield
- United Healthcare
- Humana
Medicare Advantage Plan Enrollment for 2023
Anyone who is currently enrolled in a Medicare Advantage plan in Maine may switch plans during the Medicare open enrollment period (AEP) each year.
This period is from October 15th – December 7th.
New to Medicare?
If you are brand new to Medicare in Maine and you wish to enroll in a Medicare Advantage plan then you can begin the process right away. Your coverage will begin the first day that your Medicare begins.
The easiest way to get started is to enter your zip code below or call us now.
That way you do not miss any enrollment periods.
