Medicare Advantage Plans Indiana in 2023
Medicare Advantage plans in Indiana provide alternative benefits for people rather than staying with just Original Medicare Parts A & B.
Medicare Advantage plans in Indiana all give you the same basic benefits that Medicare Parts A and B provide, however these plans are very popular because some plans may also include some additional coverage.
We help you compare Medicare Advantage plans, benefits, and rates in Indiana all on this website! You can even apply online yourself, or get help from one of our experienced licensed agents.
The Best Medicare Advantage Plans in Indiana may include:
- Prescription drug coverage
- Fitness programs
- Meals
- Transportation
- Dental coverage
- Vision Coverage
- Wellness Resources
Four Main Types of Medicare Advantage Plans in Indiana are:
- HMOs – Health Maintenance Organization
- PPOs – Preferred Provider Organization
- PFFS – Private Fee-for-Service
- SNPs – Special Needs Plans
In 2022, Medicare Advantage plans in Indiana had an average monthly premium of close to $15.00, and there were over 130 different Medicare Advantage plans to choose from. Many plans are offered in Indiana with as low as $0 per month premiums as well.
We make it easy to shop for Medicare Advantage plans in Indiana by entering your zip code below. You can even apply online in minutes!
Types of Medicare Advantage Plans in Indiana
Health Maintenance Organization – HMO Plans
Health Maintenance Organizations (HMO) are a very popular type of Medicare Advantage plan in Indiana. These plans use networks along with primary care physicians (PCP) which you would need to choose. You’d then need a referral from your PCP if a visit to a specialist was needed.
HMOs typically have lower monthly premiums than other plans. Some plans have as low as a $0 monthly premium.
- Lower out-of-pocket costs
- You choose your primary doctor in-network (PCP)
- Many plans include prescription coverage
- Low monthly premiums – sometimes $0 per month
Preferred Provider Organization – PPO Plans
PPO plans allow you to visit any doctor you wish, as long as they are Medicare-approved and agree to the terms of the plan. You can visit providers outside of the network, however, it will likely be for higher costs.
With PPO’s
- Visit any doctor or hospital that is Medicare-approved and accepts the plan’s terms
- Do not need a referral to see a specialist
- Often include prescription drug coverage
Private Fee-for-Service – PFFS Plans
PFFS plans allow you to see any doctor that is Medicare-approved, however, they must accept the terms of the plan.
With PFFS Plans:
- Visit Medicare-approved doctors who accept the plan’s services and terms
- Often includes prescription coverage
- Have affordable month premiums
Special Needs Plans – SNPs
SNPs were created for people with various diseases or health conditions. To enroll in a SNP you need to meet the plans’ qualifications.
With SNPs:
- Visit Medicare-approved doctors who accept the plan’s services and terms
- Often includes prescription coverage
- Have affordable month premiums
Some of the Best Medicare Advantage Plans in Indiana for 2023 are:
- Aetna
- Anthem Blue Cross Blue Shield
- Highmark
- Kaiser
- Premera
- Humana
- Cigna
- United Healthcare
Medicare Advantage Plan Enrollment for 2023
If you currently have a Medicare Advantage plan in Illinois and you’re wanting to change plans, then you’ll need to do so during the Medicare open enrollment period (AEP) in most cases.
This runs from October 15th – December 7th each year, with new coverage going into effect on January 1st of the following year.
New to Medicare?
If you are brand-new to Medicare in Indiana, you may enroll in a Medicare Advantage plan and have it begin the same day your Medicare begins. The easiest way to get started is to enter your zip code below or call us now.
That way you do not miss any enrollment periods.
