Medicare Advantage Plans in Connecticut 2023
Medicare Advantage plans in Connecticut were created as an alternative to Medicare Parts A & B (Original Medicare). The plans must provide at least the same coverage as Original Medicare, but because many plans provide additional benefits they’ve become quite popular over the years.
In fact, over half the people eligible for Medicare in the United States are enrolled in a Medicare Advantage plan.
There were 57 different Medicare Advantage plans in Connecticut available in 2022, with more coming possibly.
We make it easy to not only help you shop for plans right here on our website, but you can even apply online in minutes directly with the company.
Medicare Advantage Plans in Connecticut may include:
- Prescription drug coverage
- Fitness programs
- Meals
- Transportation
- Dental coverage
- Vision Coverage
- Wellness Resources
The Four Main Types of Medicare Advantage Plans in Connecticut are:
- HMOs – Health Maintenance Organization
- PPOs – Preferred Provider Organization
- PFFS – Private Fee-for-Service
- SNPs – Special Needs Plans
Medicare Advantage plan in Connecticut had an average monthly premium to pay of approximately $20, however, thought there are plans available that have a $0/month premium.
Keep in mind with a Medicare Advantage plan you must still pay the annual Medicare Part B premium each month.
Here on our website, you can easily compare plans and costs and even enroll online.
Types of Medicare Advantage Plans in Connecticut
Health Maintenance Organization – HMO Plans
Health Maintenance Organizations (HMO) are popular Medicare Advantage plans offered in Connecticut by several different insurance companies. These plans use a network of providers and you’re required to choose a primary care physician (PCP) within the network. Visits to any specialists require a referral from your PCP.
HMOs in Connecticut have various monthly premiums depending on the plan and company. Some plans do have a $0 monthly premium, however.
- Lower out-of-pocket costs
- You choose your primary doctor in-network (PCP)
- Many plans include prescription coverage
- Low monthly premiums – sometimes $0 per month
Preferred Provider Organization – PPO Plans
PPO plans allow you to visit any doctor you wish, as long as they are Medicare-approved and abide by and agree to the terms of the plan. You may get coverage outside the network but it typically costs more than in-network.
With PPO’s
- Visit any doctor or hospital that is Medicare-approved and accepts the plan’s terms
- Do not need a referral to see a specialist
- Often include prescription drug coverage
Private Fee-for-Service – PFFS Plans
PFFS plans allow you to see any doctor that is Medicare-approved, however, they must accept the terms of the plan.
With PFFS Plans:
- Visit Medicare-approved doctors who accept the plan’s services and terms
- Often includes prescription coverage
- Have affordable month premiums
Special Needs Plans – SNPs
SNPs were created for people with various diseases or health conditions. To enroll in a SNP you need to meet the plans’ qualifications.
With SNPs:
- Visit Medicare-approved doctors who accept the plan’s services and terms
- Often includes prescription coverage
- Have affordable month premiums
Some of the Best Medicare Advantage Plans in Connecticut for 2023 are:
- Aetna
- Cigna
- Anthem Blue Cross Blue Shield
- United Healthcare
Medicare Advantage Plan Enrollment for 2023
If you currently have a Medicare Advantage plan and are wanting to enroll in a different one, then you will need to wait until the Medicare open enrollment period (AEP) in most cases.
This period runs from October 15th – December 7th. Any enrollment change you make for a Medicare Advantage plan during this period will be effective on January 1st of the following year.
New to Medicare?
Anyone who is brand-new to Medicare can enroll in a Medicare Advantage plan and have it effective the same day that their Medicare begins. The easiest way to get started is to enter your zip code below or call us now.
That way you do not miss any enrollment periods.
