Medicare Advantage Plans Alabama in 2023
In 2022 there were over 60 different Medicare Advantage plans in Alabama to choose from. Medicare Advantage plans give people an option of getting coverage of Original Medicare which consists of Medicare parts A and B through a private insurance company.
The advantage of this is that some of these plans may offer additional benefits.
We help you compare Medicare Advantage plans in Alabama to see if there’s a good fit for you when it comes to your medical coverage. On our website, you can compare plans, benefits, and rates as well as even apply online yourself if you choose.
Or, one of our licensed insurance agents can help walk you through the process.
We make it easy!
The Best Medicare Advantage Plans in Alabama may include:
- Prescription drug coverage
- Fitness/gym memberships
- Transportation
- Meals
- Dental, vision, and hearing exams
- Wellness Resources
The four Main Types of Medicare Advantage Plans in Alabama are:
- HMOs – Health Maintenance Organization
- PPOs – Preferred Provider Organization
- PFFS – Private Fee-for-Service
- SNPs – Special Needs Plans
Types of Medicare Advantage Plans in Maine
Health Maintenance Organization – HMO Plans
Health Maintenance Organizations (HMO) are popular plans in Alabama. HMOs have a network that you must get coverage in, so it’s important to be sure that your doctor is in that network. We can help you determine this.
Also, with HMOs you choose a primary care physician (PCP) within the network, and if a visit to a specialist is needed then they will provide you with a referral.
HMOs often have lower monthly premiums than other plans, and some plans are as low as $0 per month.
- Lower out-of-pocket costs
- You choose your primary doctor in-network (PCP)
- Many plans include prescription coverage
- Low monthly premiums – sometimes $0 per month
Preferred Provider Organization – PPO Plans
PPOs are another type of Medicare Advantage plan in Maine that allows you to get coverage within the network as well as outside the network, though at a higher cost usually. This allows you the option of seeing other providers, but they must be Medicare-approved.
PPOs:
- Visit any doctor or hospital that is Medicare-approved and accepts the plan’s terms
- Do not need a referral to see a specialist
- Often include prescription drug coverage
Private Fee-for-Service – PFFS Plans
PFFS plans allow you to see any doctor that is Medicare-approved, however, they must accept the terms of the plan.
With PFFS Plans:
- Visit Medicare-approved doctors who accept the plan’s services and terms
- Often includes prescription coverage
- Have affordable month premiums
Special Needs Plans – SNPs
SNPs were created for people with various diseases or health conditions. To enroll in a SNP you need to meet the plans’ qualifications.
With SNPs:
- Visit Medicare-approved doctors who accept the plan’s services and terms
- Often includes prescription coverage
- Have affordable month premiums
Some of the Best Medicare Advantage Plans in Alabama for 2023 are:
- Aetna
- Anthem Blue Cross Blue Shield
- United Healthcare
- Cigna
Medicare Advantage Plan Enrollment for 2023
Anyone who is currently enrolled in a Medicare Advantage plan in Alabama may switch plans during the Medicare open enrollment period (AEP) each year.
This period is from October 15th – December 7th.
New to Medicare?
If you are brand new to Medicare in Alabama and you wish to enroll in a Medicare Advantage plan then you can begin the process right away. Your coverage will begin the first day that your Medicare begins.
The easiest way to get started is to enter your zip code below or call us now.
That way you do not miss any enrollment periods.
