Best Medicare Advantage Plans in Florida 2023
Now it’s easier than ever to find the best Medicare Advantage plans in Florida for 2023.
Here you can learn about Medicare Advantage plans, then easily shop plans available in your county, and even apply online!
Plans and their benefits are different for each company and area. There are currently over 350 Medicare Advantage plans in Florida for 2023 to choose from, so doing it alone can be very confusing and difficult.
The Best Medicare Advantage Plans in Florida for 2023 may include:
- Dental coverage
- Vision Coverage
- Prescription drug coverage
- Wellness Resources
- Fitness programs
- Meals
- Transportation




Types of Medicare Advantage Plans in Florida for 2023
Health Maintenance Organization – HMO Plans
Health Maintenance Organizations (HMO) are the most popular Medicare Advantage plans in Florida in 2023. These plans have a network you must stay in to get coverage, and you’ll choose a primary care doctor from this network.
HMOs are typically very affordable, often with $0 monthly premiums.
- Affordable out-of-pocket costs
- Choose your primary doctor in-network
- May include prescription coverage
- Low monthly premiums – sometimes $0 per month


Preferred Provider Organization – PPO Plans
PPO plans offer the use of doctors nationwide, provided they are Medicare-approved and accept the plan’s terms. Coverage in-network is typically less expensive on these plans.
With PPO’s:
- Visit any doctor or hospital that is Medicare-approved and accepts the plan’s terms
- Do not need a referral to see a specialist
- Often include prescription drug coverage


Private Fee-for-Service – PFFS Plans
PFFS plans allow you to see any doctor that is Medicare-approved, however, they must accept the terms of the plan.
With PFFS Plans:
- Visit Medicare-approved doctors who accept the plan’s services and terms
- Often includes prescription coverage
- Have affordable month premiums


Special Needs Plans – SNPs
SNPs were created for people with various diseases or health conditions. To enroll in a SNP you need to meet the plans’ qualifications.
With SNPs:
- Visit Medicare-approved doctors who accept the plan’s services and terms
- Often includes prescription coverage
- Have affordable month premiums
The Best Medicare Advantage Plans in Florida for 2023 are:
- Humana
- Aetna
- Florida Blue
- United Healthcare
- Cigna
Medicare Advantage Plan Enrollment for 2023
If you currently have a Medicare Advantage plan and are wanting to enroll in a different one, then you will need to wait until the Medicare open enrollment period (AEP) in most cases.
This period runs from October 15th – December 7th. Any enrollment change you make for a Medicare Advantage plan during this period will be effective on January 1st of the following year.
New to Medicare?
If you are new to Medicare then you may enroll in a Medicare Advantage plan right away to be effective the same day your Medicare begins. The easiest way to get started is to enter your zip code below.
Or call us today to begin the process so you do not miss any time periods.
