Humana Medicare Advantage Plans Idaho 2025

Navigating the world of healthcare can be a complex task, especially when it comes to choosing the right Medicare Advantage Plan.

With so many options available, it’s important to make an informed decision that meets your unique health needs. In the beautiful state of Idaho, Humana offers several Humana Medicare Advantage Plans Idaho in 2025, providing a range of benefits designed to support and enhance your health journey.

Let’s delve into the specifics of these plans and the factors you should consider when choosing the one that’s right for you.


Key Takeaways

  • Humana offers various types of Medicare Advantage plans in Idaho, including HMO, PPO, and PFFS, to match individual health needs, with additional benefits like dental, vision, and hearing coverage beyond Medicare Parts A and B.


  • Enrollment in a Humana Medicare Advantage plan in Idaho requires meeting specific eligibility criteria and adhering to enrollment dates and deadlines, such as the Annual Election Period and the Medicare Advantage Open Enrollment Period.


  • Humana Medicare Advantage plans in Idaho differ in monthly premiums, costs, and coverage details, making it essential for beneficiaries to conduct a thorough comparison based on their personal healthcare requirements and preferences.

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Humana Medicare Advantage Plans in Idaho (2025)


Humana Medicare Advantage Plans Idaho 2025, Humana Medicare Advantage Plans in Idaho (2025)


Humana’s Medicare Advantage plans are renowned for their comprehensive coverage and are available in most parts of Idaho, offering a diverse range of options to suit varied needs.

These plans are not one-size-fits-all but rather come in different types, including HMO, PPO, and PFFS plans, each with its unique features and benefits that can be tailored to meet your specific health requirements.

Beyond the standard benefits of Medicare, Parts A and B, these plans also offer robust coverage, including routine dental, vision, and hearing care, serving as a comprehensive healthcare solution for Medicare beneficiaries.


Types of Humana Medicare Advantage Plans

Humana offers three main types of Medicare Advantage plans: Health Maintenance Organization (HMO) plans, Preferred Provider Organization (PPO) plans, and Private Fee-For-Service (PFFS) plans.

The HumanaChoice PPO plan, for example, is designed to provide broader access to medical care in various states, including Idaho. While this plan covers dental, vision, and hearing services, it generally has a higher monthly rate than other Humana plans.

On the other hand, Humana’s Medicare Advantage HMO and PPO plans, also known as Medicare Advantage HMO PPO, are based on the Health Maintenance Organization and Preferred Provider Organization models, where members are required to choose a primary care physician and seek referrals for specialist care.

These plans differentiate themselves from other Medicare Advantage options by potentially being more cost-effective due to their managed care system.

The PFFS, or Private Fee-For-Service plan, provided by Humana stands out for its flexibility, enabling Medicare beneficiaries to access any healthcare provider that accepts the plan’s payment terms, including lower-cost preferred pharmacies.

This distinguishes it from other Humana Medicare Advantage plans by offering members the freedom to choose healthcare services without being limited to a network of providers.


Key Benefits and Features

Humana’s dedication to its members is evident in the high-quality ratings and positive customer satisfaction associated with its Medicare Advantage plans.

Their high-quality ratings can be attributed to the Centers for Medicare and Medicaid Services (CMS) evaluation process, which assesses the quality of health plans, making Humana one of the best Medicare Advantage plan providers.

Humana has made it a priority to offer additional benefits that enhance customer satisfaction. These include access to the SilverSneakers fitness program, discounted dental and vision care, and resources for nutrition and weight management.

Providing more than just the bare minimum, Humana Medicare Advantage plans offer a comprehensive healthcare solution that takes care of your overall well-being with their extensive coverage.

Comparing Humana Medicare Advantage Plans in Idaho


Humana Medicare Advantage Plans Idaho 2025, Comparing Humana Medicare Advantage Plans in Idaho


Just as no two fingerprints are identical, so too are individuals’ healthcare needs unique. Accordingly, you should compare different Humana Medicare Advantage plans in Idaho to find the one that aligns best with your unique health profile.

This involves examining various factors such as monthly premiums, coverage, and benefits.

The average monthly premiums for Humana Medicare Advantage Plans in Idaho are estimated to be approximately $18.50 per month in 2025, although additional expenses such as co-pays and deductibles may apply.

It’s also crucial to consider the specific coverage and benefits provided by each plan, as they can vary, including dental, vision, and hearing coverage, in addition to the standard benefits of Medicare Parts A and B, including preventive services.


Monthly Premiums and Costs

Humana Medicare Advantage plans present a range of options regarding monthly premiums and costs, with some plans even featuring $0 monthly premiums.

However, the monthly premiums can vary depending on the specific plan and coverage options, and it is advisable to visit the Humana website or contact their customer service for comprehensive details on the monthly premiums for their Medicare Advantage Plans in Idaho.

In addition to monthly premiums, it’s important to consider the associated out-of-pocket costs. Humana Medicare Advantage Plans in Idaho are subject to an out-of-pocket cost limit, and once this limit has been reached, no further payment is required for covered services for the remainder of the plan year.

The range of costs for prescription drugs under Humana Medicare Advantage Plans in Idaho may also vary based on the plan and coverage. It is advisable to log in to MyHumana to access the list of drugs covered by your specific plan and to determine the pricing for your medication.


Coverage and Benefits

Humana Medicare Advantage Plans in Idaho offer a wide range of coverage and benefits. These plans provide routine dental, vision, and hearing benefits, along with prescription drugs and other medical services.

Most of Humana Medicare Advantage Plans in Idaho provide prescription drug coverage. You can utilize MyHumana to find covered drugs and determine the cost of your medication.

In addition to prescription drug coverage, all Humana Medicare Advantage Plans in Idaho provide comprehensive benefits for their members, including:


  • Vision benefits such as routine exams, allowances for frames and lenses, and additional vision allowances with certain qualifying plans


  • Coverage for hearing services, which may encompass diagnostic exams as well as discounts on hearing aids and maintenance.

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Enrollment Process for Humana Medicare Advantage Plans


Humana Medicare Advantage Plans Idaho 2025, Enrollment Process for Humana Medicare Advantage Plans


Enrolling in a Humana Medicare Advantage plan is a straightforward process, but it requires meeting eligibility criteria and adhering to specific dates and deadlines.

To be eligible for Humana Medicare Advantage Plans in Idaho, individuals must meet the criteria for Medicare eligibility, which includes being 65 years or older, or qualifying due to a disability or end-stage renal disease if under 65.

Once you’ve determined your eligibility, you can apply by filling out a form with your personal information such as date of birth, address, and Medicare number, which is available for download on the official Humana website.

It’s also crucial to stay informed about enrollment dates to ensure seamless continuation of your plan.


Eligibility Criteria

Eligibility for Humana Medicare Advantage Plans in Idaho is determined by several factors, including race, national origin, age, and gender. To qualify, individuals must:

  • Be 65 years or older


  • Have a qualifying disability if they are younger than 65


  • Have end-stage renal disease (ESRD) requiring dialysis or a kidney transplant


In addition to these criteria, enrollment in Medicare Parts A and B is also necessary. Enrollment can be completed by contacting 1-800-772-1213 or you can contact Medicare directly.

It is crucial for individuals with employer-based insurance to understand that their company may mandate enrollment in both parts.

Your place of residence in Idaho can also influence your eligibility for Humana Medicare Advantage Plans.

The availability of plans may differ based on your location, so it is recommended to verify with Humana or visit their website to ascertain the Medicare Advantage plans accessible in your area.


Important Dates and Deadlines

There are specific dates and deadlines that you need to be aware of when enrolling in a Humana Medicare Advantage Plan.

One such period is the Annual Election Period (AEP), which commences on October 15th and concludes on December 7th annually. During this time, beneficiaries can enroll in Humana’s Medicare Advantage plans.

Another crucial period is the Medicare Advantage Open Enrollment Period (OEP), which occurs annually from January 1 to March 31.

During this period, individuals can switch their Medicare Advantage plans, handle contract renewal, or return to Original Medicare. It’s important to mark these dates in your calendar to ensure you don’t miss these enrollment opportunities.

Additional Resources for Idaho Residents


Humana Medicare Advantage Plans Idaho 2025, Additional Resources for Idaho Residents


Beyond Humana’s Medicare Advantage Plans, Idaho residents can leverage a host of additional resources to guide them through their healthcare journey.

These include the State Health Insurance Assistance Program (SHIP) and Medicare Savings Programs, both of which offer invaluable assistance with Medicare-related questions and financial support.


State Health Insurance Assistance Program (SHIP)

The State Health Insurance Assistance Program (SHIP) in Idaho, also known as the Senior Health Insurance Benefits Advisors (SHIBA), offers free and impartial assistance to individuals on Medicare, including free language interpreter services.

The program provides information on Medicare benefits and has counselors who can assist individuals in person, over the phone, or via email.

Idaho residents can contact SHIP for Medicare assistance in the following ways:

  • Dialing 1-800-247-4422 within the operating hours of 8:00 AM to 5:00 PM Mountain Time


  • Visiting the Idaho Department of Health and Welfare website


  • Calling 1-877-456-1233


Medicare Savings Programs

Medicare Savings Programs offer additional financial support for eligible individuals with limited income and resources. These programs, overseen by the State of Idaho, consist of the Qualified Medicare Beneficiary (QMB) Program and the Specified Low-Income Medicare Beneficiary (SLMB) Program.

These programs assist qualified individuals in covering specific costs of Medicare, including premiums, deductibles, and co-payments. The benefits and coverage available may differ based on the program and the individual’s eligibility.

Individuals can apply for Medicare Savings Programs in Idaho by contacting the Department of Health and Welfare at 1-877-456-1233 to request a mail-in application.

They can also access free Medicare counseling through Idaho’s SHIBA program by calling 800-247-4422.

Tips for Choosing the Right Humana Medicare Advantage Plan in Idaho

Humana Medicare Advantage Plans Idaho 2025, Tips for Choosing the Right Humana Medicare Advantage Plan in Idaho


Selecting the appropriate Humana Medicare Advantage plan for your needs extends beyond merely comparing premiums and coverage.

It requires a thorough assessment of your personal healthcare needs, careful consideration of provider networks, and a detailed evaluation of additional benefits, as benefits vary among different plans. To find the best Medicare Advantage plans, it’s crucial to weigh all these factors before deciding.


Assessing Personal Health Care Needs

Prior to selecting the suitable Humana Medicare Advantage Plan, it’s necessary to assess your individual healthcare needs. This involves:

  • Assessing your current and anticipated medical needs


  • Reviewing prescriptions


  • Considering preferred healthcare providers


  • Comparing costs such as premiums and out-of-pocket maximums


  • Examining any additional benefits provided by the plan


Prescription medication needs to play a crucial role in the selection of a Medicare Advantage Plan in Idaho.

It’s essential to opt for a plan that includes the specific prescription drugs, as most Medicare Advantage Plans offer prescription drug coverage.

When it comes to specialist care, it’s vital to consider the availability of such services when evaluating a Medicare Advantage Plan. This involves verifying the presence of a network of specialists, such as cardiologists, dermatologists, or orthopedic surgeons, that you may require.

It’s essential to confirm that the plan includes the specific specialists you need and that they are conveniently accessible within the plan’s network.


Considering Provider Networks

A provider network is a contracted network of healthcare providers, including doctors and hospitals, as well as other providers

. This network determines the plan’s coverage of healthcare providers and may include different types like Health Maintenance Organization (HMO) or Preferred Provider Organization (PPO) networks. HMO plans in Medicare Advantage often feature reduced monthly premiums and lower out-of-pocket expenses, along with a requirement for members to designate a primary care physician.

Conversely, PPO plans in Medicare Advantage typically involve higher monthly premiums but provide greater flexibility in selecting healthcare providers and do not necessitate a primary care physician. With a Medicare contract, these provider networks can offer their services to Medicare Advantage members.

You can confirm if your preferred physician is within the Humana Medicare Advantage Plan’s network in Idaho by logging into the Humana website and using their ‘Find Care’ tool.

This tool enables you to search for providers within the Humana network and ascertain if your physician is included. If you prefer the flexibility to see a specialist outside of their provider network, Humana’s PPO (preferred provider organization) plans enable access to any Medicare-approved doctor, regardless of their network affiliation.


Evaluating Additional Benefits


Humana Medicare Advantage Plans Idaho 2025,Evaluating Additional Benefits


Considering the additional benefits, a core component of Medicare Advantage Plans can assist you in identifying the plan that best suits your needs. Humana Medicare Advantage Plans in Idaho offer supplementary benefits including allowances for eligible groceries, over-the-counter products, utilities, and rent, along with coverage for dental, vision, and hearing needs.

The dental coverage in Humana Medicare Advantage Plans encompasses annual exams, two complimentary cleanings per year, dental X-rays once every 5 years, and potential coverage for services like fillings, dentures, and crowns.

In addition to dental coverage, Humana Medicare Advantage Plans in Idaho provide vision benefits that encompass routine exams, as well as an allocation for glasses and lenses once every 12 months, and frames once every 24 months from the last date of service.

The hearing coverage in Humana Medicare Advantage plans includes the provision for the cost of one hearing aid per ear every three years, covering the expense of the hearing aid itself. It’s important to note that some plans may have limitations on the number of hearing aids covered per year.

Moreover, certain Humana Medicare Advantage Plans provide fitness benefits such as a complimentary membership to SilverSneakers, granting access to nearby gyms and fitness centers.


In conclusion, Humana Medicare Advantage Plans in Idaho offer a comprehensive healthcare solution that caters to a wide range of needs.

Whether you’re seeking a plan with a broad provider network, extensive additional benefits, or a plan that offers $0 monthly premiums, Humana has a Medicare Advantage Plan that’s right for you. By considering your personal healthcare needs, examining provider networks, and evaluating additional benefits, you can find a plan that provides you with the quality healthcare you deserve.

Remember, the right plan is not just about cost or coverage; it’s about finding a plan that aligns with your lifestyle and enhances your well-being.


Frequently Asked Questions


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In 2025, every single Humana USAA Honor plan offers a $0 monthly plan premium, Part B giveback, dental, vision, and hearing coverage, coverage alongside Veterans Affairs health care, and access to specially trained Humana Customer Care specialists.


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The best Medicare Advantage plan for 2025 would be with UnitedHealthcare or Humana, as they offer a good balance between quality coverage, affordable costs, and a widespread provider network. Oct 20, 2023.


  What is the Humana over-the-counter allowance for 2025?

In 2025, Humana offers a $100 quarterly allowance for approved over-the-counter health and wellness products through their OTC Mail Order provider, with any unused amount expiring at the end of the quarter.


  What are the disadvantages of Humana Medicare Advantage?

The disadvantages of Humana Medicare Advantage include limited choice of doctors and medical offices, and the potential for higher overall costs if you have complex medical needs.

It may be best for those without expensive treatments or tests.


 What types of Medicare Advantage Plans does Humana provide in Idaho for 2025?

Humana provides a diverse range of Medicare Advantage plans in Idaho for 2025, including routine dental, vision, and hearing benefits.

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