Humana Medicare Advantage Plans Arizona 2025
Ready to explore Humana Medicare Advantage plans in Arizona for 2025? Get straight to the point with up-to-date information on Humana Medicare Advantage Plans Arizona for 2025, plan options, costs, and enrollment for your preferred healthcare coverage. This article simplifies the search, offering all you need to navigate these plans and choose confidently.
Key Takeaways
- Humana offers a variety of Medicare Advantage plans in Arizona for 2025, including HMO, PPO, and PFFS plans with features like telehealth, preferred pharmacies, and care coordination services.
- Enrollment in Humana’s Medicare Advantage plans is available during the Annual Election Period (AEP) or the Open Enrollment Period (OEP), with eligibility criteria including being enrolled in Medicare Part A and B and meeting certain age or disability requirements.
- Humana’s Medicare Advantage plans provide customization options, allowing members to tailor their coverage to their needs, manage costs with various allowances and benefits, and access support services for a personalized healthcare experience.
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Exploring Humana’s Medicare Advantage Offerings in Arizona for 2025
Humana’s Medicare Advantage offerings in Arizona for 2025 are as diverse as the state’s population. From HMO to PPO and prescription drug plans, Humana has a robust selection of plans that cater to various healthcare needs and budgets.
The company’s commitment to serving Medicare beneficiaries is reflected in its expansive plan options and its Medicare contract renewal.
In 2025, Arizona residents will have access to 155 Medicare Advantage plans, including those offered by Humana and other providers.
Despite the wide array of choices, Humana stands out for its commitment to providing comprehensive healthcare coverage to all eligible individuals, regardless of their origin, age, disability, or sex.
Plan Types and Options
Humana provides a variety of Medicare Advantage plan options including three types of Medicare Advantage plans: Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), and Private Fee-For-Service (PFFS).
Each of these Medicare advantage plans is designed with the diverse needs of Medicare beneficiaries in mind, ensuring that everyone can find a suitable Humana plan.
Humana Insurance Company offers extensive coverage through its HMO and PPO plans, including Humana insurance services. The HMO plans provide coverage for:
- Medicare Parts A and B services
- Vision care
- Hearing care
The PPO plans, on the other hand, offer members enhanced flexibility in selecting healthcare providers, without discrimination based on disability.
Premiums and Cost Sharing
In terms of cost, Humana’s Medicare Advantage plans offer competitive premiums. The projected average monthly premium for a Medicare Advantage plan in Arizona is projected to be $12.14 in 2025.
This represents the expected cost for beneficiaries in the upcoming year. Interestingly, 99% of enrollees in Medicare Advantage Prescription Drug (MA-PD) plans will have access to a plan with no additional monthly premium, making it an economical choice for many.
In 2023, 73% of enrollees in MA-PD plans did not have to pay any additional premiums, in addition to the standard Medicare Part B premium of $164.90 per month.
This made the plans more affordable for a significant majority of beneficiaries. On the other hand, 10% of enrollees paid at least $50 per month for MA-PD plans, reflecting the variation in cost-sharing options available to Medicare Advantage members.
Network and Provider Access
Accessibility is a critical factor in choosing a Medicare Advantage plan. In 2025, Humana plans to offer Medicare Advantage plans in 90% of counties in Arizona, ensuring accessibility for all eligible individuals irrespective of their age, disability, or gender.
However, it should be noted that in some areas, such as Maricopa County, there is a single firm offering Medicare Advantage plans. This indicates that although there are many options in most of Arizona, there may be limited competition in certain regions.
Benefits Exclusive to Humana Plans in Arizona
Beyond the standard offerings, Humana’s Medicare Advantage plans stand out for the premium benefits they offer exclusively to their served Medicare beneficiaries in Arizona.
These advantages include enhanced health services and extra perks, catering to the diverse needs of individuals of all ages and disabilities.
Members of Humana’s Medicare Advantage plans in Arizona enjoy an allowance for eligible groceries and over-the-counter products. Plus, the Medicare Giveback Benefit offers financial relief to members, making Humana an attractive option for Medicare beneficiaries.
Enhanced Health Services
Humana demonstrates its dedication to comprehensive healthcare through the enhanced health services it offers. From 2020, Humana has incorporated telehealth services into their Medicare Advantage plans.
This allows members to have round-the-clock access to medical doctors and scheduled access to behavioral health specialists. Furthermore, Humana offers lower-cost preferred pharmacies to help members manage their prescription drug expenses.
In addition, Humana’s care coordination for Medicare Advantage HMO and PPO members in Arizona includes:
- Telephonic care management at no additional cost
- Support for routine healthcare
- Access to relationship-based primary care through partners such as Iora Health
These services are designed to ensure that members receive personalized care that meets their unique needs.
Extra Perks for Members
Members of Humana’s Medicare Advantage plans in Arizona also benefit from a host of extra perks that enhance their healthcare experience. These include an over-the-counter allowance that enables members to acquire eligible non-prescription items and health and wellness products.
Fitness programs are also part of the package, demonstrating Humana’s commitment to comprehensive health and wellness solutions.
In collaboration with partners like CenterWell Health Care Services, Humana also provides supplementary benefits such as an allowance for eligible expenses, comprehensive coverage for dental, vision, and hearing services, and transportation benefits.
These benefits enrich the overall healthcare experience for Humana’s Medicare Advantage members.
Prescription Drug Coverage
Prescription drug coverage is an integral part of Humana’s Medicare Advantage plans. For 2025, Humana’s plans encompass various prescription drug coverage options, providing comprehensive coverage for members’ medication needs.
Members can determine the coverage of their current medications by accessing their MyHumana account or utilizing Humana’s search tool. This enables them to review their specific Medicare plan’s list of covered drugs and determine the pricing for their medication.
Humana’s tiered prescription drug plan also features a $0 copay for a 30-day supply of Tier 1 medications at preferred pharmacies, contributing to significant cost savings for members.
Understanding Enrollment and Eligibility
Enrolling in a Humana Medicare Advantage plan in Arizona involves understanding the enrollment process and eligibility requirements.
Individuals must be enrolled to be eligible in both Medicare Part A and Part B. Furthermore, the enrollment period is also a significant factor in plan selection.
Enrollment in Humana’s Medicare Advantage plans can be done during the Annual Election Period (AEP) from October 15th to December 7th.
Additionally, if you are transitioning from another plan, you can do so during the Medicare Advantage Open Enrollment Period (OEP). Understanding these periods and their implications is crucial to making an informed decision about your healthcare plan.
Enrollment Periods
Enrollment in a Medicare Advantage plan, including Humana’s, is contingent upon specific enrollment periods. The Annual Election Period (AEP) spans from October 15 to December 7 and allows beneficiaries in CA, CT, DC, DE, and other states to select or modify their Medicare Advantage plans for the following year.
Alongside AEP, there is the Open Enrollment Period (OEP), which runs annually from January 1 to March 31. During OEP, individuals already enrolled in a Medicare Advantage plan can make changes, such as switching to another Medicare Advantage plan or returning to Original Medicare.
Special Enrollment Periods are also available (SEP) may be available based on specific circumstances, such as relocating to a new address or losing other health coverage.
Eligibility Criteria
Eligibility for a Humana Medicare Advantage plan is not limited to those already enrolled in Medicare. T
here are no specific health condition requirements for eligibility. However, individuals must be 65 years of age or older, or under 65 and have been receiving disability benefits from Social Security or the Railroad Retirement Board for at least 24 months.
Furthermore, individuals must be legal residents to be eligible. Understanding these requirements is essential to ensure that you meet the criteria for enrollment in a Humana Medicare Advantage plan.
How to Enroll
Enrolling in a Humana Medicare Advantage plan is a straightforward process. Here are the steps to follow:
- Visit the Humana website or contact their customer service.
- Explore the available Medicare Advantage plans in your area and compare the benefits, costs, and coverage.
- Select a plan and click ‘Enroll’.
- Complete the enrollment form with your personal information, including your date of birth and Medicare details.
- Submit the form for confirmation.
For those who choose to enroll by phone, Humana’s contact number for enrollment is 1-888-204-4062 (TTY: 711).
There is also a physical location available at the Humana MarketPoint office at 2231 East Camelback Road, Phoenix, Arizona, where in-person enrollment is possible. To enroll, it may be necessary to furnish documents such as your Medicare card, proof of residency, and other forms of identification.
Comparing Humana to Other Providers in Arizona
The Medicare Advantage landscape in Arizona is competitive, with multiple providers offering plans. Humana’s offerings are notable for their comprehensive benefits and high star ratings.
In 2025, Humana has received a 4.5-star rating for its Medicare Advantage Plan, placing it as one of the top-rated providers in Arizona.
In comparison, UnitedHealthcare also offers 4.5-star-rated Medicare Advantage plans in Arizona for 2025. Despite the competition, Humana continues to strive for excellence in accessibility and coverage, offering extensive dental, vision, and hearing benefits and receiving commendable ratings for its Medicare Advantage plans.
Star Ratings and Member Satisfaction
Star ratings are a significant measure for comparing Medicare Advantage providers. These ratings are determined by the Centers for Medicare and Medicaid Services (CMS), considering factors such as:
- Health outcomes
- Customer service
- Preventive care
- Member satisfaction
Humana’s CMS star rating for 2025 is 4.3 out of 5 stars, positioning it as one of the top-rated Medicare Advantage providers in Arizona. For the 2025 plan year, Arizona does not have any 5-star-rated Medicare Advantage plans available.
This means that beneficiaries in the state will need to consider other plan options. The highest rating is 4.5 stars, indicating that Humana’s offerings are competitive and highly rated.
Plan Accessibility
Plan accessibility is a key factor when comparing Medicare Advantage providers. In 2025, Humana will be offering Medicare Advantage plans in 90% of counties in Arizona, demonstrating a commitment to wide-reaching accessibility.
However, in some areas, such as Maricopa County, there is a single firm offering Medicare Advantage plans, suggesting limited competition in certain regions. Despite this, Humana’s plans remain competitive and accessible, offering a range of options to cater to the diverse needs of Arizona’s Medicare beneficiaries.
Personalizing Your Plan: Customization Options
One of the distinguishing features of Humana’s Medicare Advantage plans is the ability to customize them to suit individual needs.
This includes potential prescription savings, additional services, and the ability to select the doctor that best meets your medical needs, whether they are in MD, ME, MI, MN, or any other state.
Humana’s Medicare Advantage plans provide:
- Coverage options that can be customized similar to commercial plans
- Care management features designed to help stabilize and lower costs for plan sponsors
- Additional benefits to cater to the coverage needs for routine and additional services
These plans are a flexible and adaptable choice for many.
Tailoring Your Coverage
In terms of personalizing your Humana Medicare Advantage plan, there are several factors to consider.
These include:
- Cost
- Coverage
- Network
- Extra benefits
- Member experience
By taking these factors into account and comparing available plans, you can find a Humana plan that best suits your individual healthcare requirements, as the right Humana plan depends on your specific needs.
If you intend to alter your current Humana Medicare Advantage plan, you can do so by reaching out to Humana directly or utilizing the Open Enrollment period.
Adjusting your plan can help to better align it with your healthcare needs and ensure that you are getting the most value from your coverage.
Managing Costs
Cost management is a significant aspect of selecting and maintaining a Medicare Advantage plan. Humana offers several options to help manage costs, such as an allowance for eligible groceries, over-the-counter products, and lower costs for prescription drugs.
Understanding the role of deductibles and out-of-pocket limits in cost management is also crucial. These factors set the initial payment required before coverage begins and limit the total amount to be paid for covered services each year.
By understanding these factors and utilizing in-network providers, Humana members can effectively manage their healthcare costs.
Support Services
Humana provides various support services to help members navigate their Medicare Advantage plan.
These include customer care through phone or chat, member support with access to resources, and various programs and services aimed at maintaining health. These services contribute to a personalized and supportive healthcare experience for Humana members.
For those who prefer to contact Humana, there are several options available:
- Phone: You can reach Humana’s customer service at the dedicated phone number.
- In-person: There is a physical location at the Humana MarketPoint office in Phoenix, Arizona, where you can receive in-person support.
- Online and digital tools: Humana provides online and digital tools, such as Go365 and MyDirectives, to enable members to manage their plan and articulate their healthcare preferences effectively.
Summary
Humana’s Medicare Advantage plans in Arizona for 2025 offer a range of choices to suit diverse healthcare needs and budgets. With comprehensive offerings, competitive star ratings, and wide accessibility, Humana stands out as a top choice for Medicare Advantage plans in Arizona.
Whether you’re looking for extensive coverage, cost savings, or personalized care, Humana’s Medicare Advantage plans have you covered.
Frequently Asked Questions
→ What is new in Humana in 2025?
In 2025, all Humana Medicare Advantage plans offer dental, vision, and hearing benefits, giving you more comprehensive coverage options for your healthcare needs.
→ What is the Humana over the counter allowance for 2025?
In 2025, Humana offers a $100 quarterly allowance for over-the-counter health and wellness products available through their OTC Mail Order provider. Unused amount expires at the end of the quarter.
→ Is Medicare premiums going down in 2025?
No, Medicare premiums are not going down in 2025. The standard monthly premium for Medicare Part B will increase by $9.80, from $164.90 to $174.70, as announced by the Centers for Medicare and Medicaid Services.
→ What types of Medicare Advantage plans does Humana offer in Arizona?
Humana offers Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), and Private Fee-For-Service (PFFS) plans in Arizona, providing a range of options for Medicare Advantage coverage.
→ What is the projected average monthly premium for a Medicare Advantage plan in Arizona for 2025?
The projected average monthly premium for a Medicare Advantage plan in Arizona for 2025 is estimated to be $12.14.
This offers an affordable option for healthcare coverage in the state.
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