Top Medicare Advantage Plans in Ohio 2026

Searching for the top Medicare Advantage plans in Ohio 2026? This guide covers the best plans, including costs, benefits, and top providers, to help you make an informed choice.

 

Key Takeaways

 

  • Ohio’s Medicare Advantage plans have seen a slight premium reduction to an average of $13.54, with 212 available plans, indicating more affordable options for residents.

 

  • Top-rated plans from Aetna, Humana, and UnitedHealthcare offer comprehensive benefits, with many achieving high satisfaction ratings but none receiving a perfect 5-star rating.

 

  • Choosing the right Medicare Advantage plan involves evaluating health needs, costs, and provider options, with the Ohio Senior Health Insurance Information Program providing essential support for residents.

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Leading Medicare Advantage Plans in Ohio 2026

Top Medicare Advantage Plans in Ohio 2026

 

The landscape of Medicare Advantage plans in Ohio is evolving in 2026:

  • The average monthly premium has decreased slightly to $13.54 from $14.26 in 2025, making plans more affordable for Ohio residents.
  • There are 212 Medicare Advantage plans available, down slightly from 217 plans the previous year.
  • These plans offer a wide variety of choices.

 

Top-rated plans in Ohio include offerings from:

  • Aetna
  • Humana
  • Medical Mutual of Ohio
  • MediGold
  • PrimeTime Health Plan
  • SummaCare
  • UPMC for Life

 

Although no plans received a perfect 5-star rating, several achieved a commendable 4.5-star rating, reflecting high-quality service and member satisfaction. According to J.D. Power, member satisfaction with Medicare Advantage plans in Ohio is higher than the regional average, which speaks volumes about the quality ratings of service provided by these insurers and the importance of cms star ratings.

Additionally, many of these most plans include extra benefits such as dental, vision, hearing, and wellness benefits, enhancing the overall healthcare experience. The presence of multiple insurers, including UnitedHealthcare, Humana, Aetna, Anthem Blue Cross Blue Shield, SummaCare, and PrimeTime Health Plan, ensures that residents can find a plan that meets their specific needs.

 

UnitedHealthcare Medicare Advantage Plans

UnitedHealthcare stands out with its AARP Medicare Advantage Essentials plans, specifically the UHC OH-2 and UHC OH-5, which are HMO-POS plans and an HMO plan. These plans offer a range of benefits and are particularly appealing due to their flexibility and comprehensive coverage.

Before enrolling, it’s crucial to double-check local details relevant to your area to ensure you’re selecting the best option. This detail-oriented approach helps avoid potential pitfalls and ensures that the right plan you choose aligns with your healthcare needs.

UnitedHealthcare’s offerings come with a variety of plan options and added benefits that complement the primary coverage. These added benefits often include prescription drug coverage, wellness programs, and access to extensive provider networks, making them a strong contender for anyone looking for robust Medicare Advantage plans.

 

Humana Medicare Advantage Plans

Humana’s Medicare Advantage plans are known for their comprehensive coverage and extensive pharmacy network in Ohio, which includes both preferred and standard pharmacies. This ensures diverse access to prescription medications, which is a crucial aspect of managing ongoing healthcare needs.

Humana also offers wellness programs that promote physical activity, making them an excellent choice for those who lead an active lifestyle. Verify that your plan covers regular medications to avoid treatment disruptions.

Additionally, Humana provides access to a network of providers, including the Cleveland Clinic for specific HMO and D-SNP plans. Remember, members are required to continue paying their Medicare Part B premium along with any applicable plan premiums.

 

Aetna Medicare Advantage Plans

Aetna offers a variety of Medicare Advantage plans in Ohio, including PPO and HMO options. These plans cater to different healthcare needs and preferences, ensuring that there’s something for everyone.

Aetna’s Chronic Care plans are particularly noteworthy for their focus on managing long-term health conditions effectively, including end stage renal disease, providing a perennial advantage by offering targeted support and resources to help individuals manage chronic illnesses, improving their quality of life.

Moreover, Aetna promotes care continuity through integrated health management programs tailored to individual needs. This holistic approach ensures that members receive consistent and coordinated care, making Aetna a strong choice for those seeking comprehensive healthcare solutions.

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Anthem Blue Cross Blue Shield Medicare Advantage Plans

Anthem Blue Cross Blue Shield offers Medicare Advantage plans that provide comprehensive coverage options tailored to seniors’ healthcare needs. These plans are designed to cover a wide range of services, including dental, vision, and hearing, alongside prescription drugs.

Anthem is known for its competitive benefit packages, which maintain reasonable costs for their Medicare Advantage plans. This balance of cost and coverage makes Anthem a popular choice among Medicare beneficiaries in Ohio.

One of the notable features of Anthem’s plans is the first-dollar coverage on dental services for selected plans, which enhances member benefits and reduces out-of-pocket costs for essential dental care.

SummaCare Medicare Advantage Plans

SummaCare offers Medicare Advantage plans across 33 counties in northern Ohio, featuring a network of over 22,000 healthcare providers. This extensive network ensures that members have access to a wide range of healthcare services.

SummaCare’s plans start at $0 per month, making them accessible to a broad range of enrollees. This affordability, combined with comprehensive coverage, makes SummaCare an attractive option for many Medicare beneficiaries.

In 2024, SummaCare expanded their provider network to include The Metro Health System, further increasing member access to healthcare services in network. Additionally, they added a quarterly allowance for over-the-counter benefits in several of their plans, enhancing the value provided to members.

 

Primetime Health Plan Options

PrimeTime Health Plan offers two main types of plans: Aultimate (HMO-POS) and Basic (HMO-POS). The Aultimate plan includes comprehensive healthcare benefits along with Part D prescription drug coverage, making it a robust option for those seeking extensive coverage. The Basic plan, on the other hand, offers essential medical coverage but does not include Part D prescription drug benefits. This plan is suitable for individuals who do not require extensive prescription drug coverage.

PrimeTime Health Plan has been providing Medicare coverage to residents in Northeast Ohio since 1997, with access to a network of over 16,000 healthcare providers. The plans come with a variety of additional benefits, including dental coverage and telehealth services, including paramount elite medicare plans.

 

Best for Screening & Prevention

The Valor Health Plan (HMO I-SNP) is tailored for those in long-term care and emphasizes preventive services and health screenings. This focus on preventive care helps members stay proactive about their health and catch potential issues early.

Valor Health Plan received a 4.0 rating for screening and prevention by U.S. News, highlighting its effectiveness in these areas. The plan provides no-cost access to annual preventive screenings, which are crucial for early detection and management of health issues.

The plan also includes dedicated local care teams, including nurses, to enhance care coordination and focus on preventive health. Additionally, it offers a comprehensive over-the-counter benefit, facilitating access to preventive health products.

 

How to Choose the Right Medicare Advantage Plan

 

How to Choose the Right Medicare Advantage Plan - Top Medicare Advantage Plans in Ohio 2026

 

Choosing the right Medicare Advantage plan involves considering several important criteria, including health needs, budget, and provider preferences. In 2026, more than half of Medicare beneficiaries will be covered by the best Medicare Advantage plans and Medicare plans, reflecting their popularity and comprehensive coverage.

When weighing your options, it’s essential to balance costs, benefits, and the quality of the available plans. For example, many Anthem plans offer low or no monthly premiums along with $0 or low medical deductibles, providing excellent value.

Additionally, look for plans that offer added benefits such as transportation covered services for medical appointments, which can significantly enhance your healthcare experience and provide different benefits. Carefully evaluating these factors helps you compare plans to choose a plan that best suits your needs and preferences, so you can pay for the services you require.

 

Medicare Resources in Ohio

 

Medicare Resources in Ohio - Top Medicare Advantage Plans in Ohio 2026

 

For Ohio residents navigating Medicare-related questions, the Ohio Senior Health Insurance Information Program (OSHIIP) offers valuable assistance. OSHIIP provides resources and guidance to help residents understand their original medicare options and make informed decisions.

The Senior Medicare Patrol (SMP) program in Ohio is dedicated to educating residents and addressing reports of Medicare fraud. This program plays a crucial role in protecting beneficiaries from fraudulent activities and ensuring they receive the benefits they are entitled to.

If you encounter any fraudulent sales practices, you can report them to the Ohio Department of Insurance’s Fraud and Enforcement Division. These resources are invaluable in helping Ohio residents navigate the complex Medicare landscape and avoid potential pitfalls.

Summary

In summary, Ohio residents have a variety of excellent Medicare Advantage plans to choose from in 2026. From comprehensive plans offered by UnitedHealthcare and Humana to specialized plans from Valor Health and PrimeTime Health, there is something to meet every need.

By carefully considering your health needs, budget, and provider preferences, you can select a plan that offers the best value and coverage for you. Remember to take advantage of the resources available in Ohio to ensure you make an informed decision. Your health and well-being are worth the effort.

Frequently Asked Questions

 

What are the top-rated Medicare Advantage plans in Ohio for 2026?

The leading Medicare Advantage plans in Ohio for 2026 are Aetna, Humana, Medical Mutual of Ohio, MediGold, PrimeTime Health Plan, SummaCare, and UPMC for Life. Choosing any of these plans can provide you with quality coverage and support.

 

What should I consider when choosing a Medicare Advantage plan?

When choosing a Medicare Advantage plan, prioritize your health needs, budget, and provider preferences, while carefully evaluating the balance of costs, benefits, and overall quality. This will ensure you select a plan that best fits your requirements.

 

Are there resources available to help Ohio residents with Medicare questions?

Ohio residents can access valuable assistance with Medicare questions through the Ohio Senior Health Insurance Information Program (OSHIIP) and the Senior Medicare Patrol (SMP) program. These resources are designed to help you navigate your Medicare options effectively.

 

Do all Medicare Advantage plans include prescription drug coverage?

Not all Medicare Advantage plans include prescription drug coverage; for instance, some plans, like PrimeTime Health Plan’s Basic plan, do not offer Part D benefits. It’s important to verify the specifics of each plan to ensure it meets your medication needs.

 

How can I report Medicare fraud in Ohio?

You can report Medicare fraud in Ohio by contacting the Ohio Department of Insurance’s Fraud and Enforcement Division. This is a crucial step to help protect yourself and others from fraudulent activities.

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 ZRN Health & Financial Services, LLC, a Texas limited liability company

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Speak with a licensed insurance agent

 1-833-641-4938
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Russell Noga
( Medicare Expert )

Russell Noga is the CEO of ZRN Health & Financial Services, and head content editor of several Medicare insurance online publications. He has over 15 years of experience as a licensed Medicare insurance broker helping Medicare beneficiaries learn about Medicare, Medicare Advantage Plans, Medigap insurance, and Medicare Part D prescription drug plans.