Cigna Medicare Advantage Plans 2024

Are you searching for a Medicare Advantage plan that caters to your diverse healthcare needs while offering affordability and convenience?

Look no further, as Cigna Medicare Advantage plans 2024 provide expanded coverage, a variety of plan types, and a host of key features designed to keep you healthy and happy.

Key Takeaways

• Cigna is offering a range of high-quality, affordable, and comprehensive Medicare Advantage plans in 29 states for its members in 2024.
• The coverage area has expanded to 603 counties across 29 states and the District of Columbia with additional fitness and meal benefits.
• Cigna’s plans offer key features such as $0 copays for primary care visits, dental/vision/hearing services, wellness incentives & fitness benefits plus prescription drug coverage & savings options.

As a leading health benefits provider, Cigna is committed to meeting the diverse needs of its members with its 2024 Cigna Healthcare’s Medicare Advantage offerings, including the Cigna group contract.

These plans are available in 29 states and come in a variety of types, such as HMOs, PPOs, and dual-eligible special needs plans.

Adhering to high standards of affordability, network quality, and comprehensive coverage, Cigna’s plans include fitness and meal benefits, ensuring a well-rounded healthcare experience for its members.

Coverage Area Expansion

Cigna’s Medicare Advantage coverage area is set to grow significantly in 2024, extending its reach to an additional 350 counties across 14 states, including:

• Arizona
• Colorado
• Florida
• Georgia
• Illinois
• Indiana
• Mississippi
• North Carolina
• Pennsylvania
• South Carolina
• Tennessee
• Texas
• Utah
• Virginia

This expansion will increase Cigna’s quality Medicare Advantage coverage to a total of 603 counties across 29 states and the District of Columbia.

Cigna’s goal in expanding its reach is to enhance customer choices and value, supplement benefits, decrease cost sharing, and boost rewards and incentives. All these efforts aim towards growing the membership base and ameliorating the member experience.

Existing Cigna Health Medicare Advantage subscribers stand to benefit from this coverage area expansion.

More options and access to healthcare services will be available, allowing for greater convenience and flexibility in receiving medical care. The expansion may also introduce new benefits and features that enhance the overall coverage and experience for existing subscribers.

Cigna Medicare Advantage Plan Types

A variety of plan types are available through Cigna, designed to suit diverse budgets and healthcare needs. Their 2024 Medicare Supplement plans include:

• $0 premium plans, ensuring affordability without compromising on coverage
• The Courage MA-only plan, tailored to U.S. military veterans eligible for TRICARE for Life or VA Healthcare, provides specialized coverage for this unique group
• $0 premium Medicare Advantage plans offer comprehensive coverage, including dental, vision, fitness, meals, and enhanced hearing benefits.

Cigna’s dual-eligible special needs plan (D-SNP) caters to individuals eligible for both Medicare and select state Medicaid programs. This plan offers comprehensive coverage by coordinating benefits between Medicare and Medicaid, providing additional support and coordination for individuals with dual eligibility.

Key Features

$0 copays for primary care visits and comprehensive health benefits distinguish Cigna’s 2024 Medicare Advantage plans as they boast these key features. Beneficiaries can access primary care services without any out-of-pocket cost due to the $0 copay feature, thereby rendering healthcare more accessible and cost-effective for enrollees.

In addition to primary care, the health benefits included in Cigna’s 2024 Medicare Advantage plans encompass:

• Dental
• Vision
• Hearing
• Fitness benefits
• Prescription drug coverage
• Additional benefits such as case management and individualized care plans

Members can avail of 24/7 virtual medical and behavioral healthcare, coupled with the advantage of a $0 copay for primary care and minor acute urgent care services. This ensures that they can receive quality healthcare whenever they need it.

In line with their dedication to serving their members better, Medicare Advantage providers have notably enhanced their services in 2024. These enhancements include:

• Dental coverage
• Vision coverage
• Hearing coverage
• Improved coverage for mental healthcare

Some plans may also offer additional benefits not covered by Original Medicare, such as certain vision, hearing, and dental services.

To further streamline the member experience, Medicare Advantage providers have implemented digital improvements, such as:

• Providing digital health education to enrollees to enhance access to telehealth services and augment digital health literacy
• Introducing online hubs, furnishing a more straightforward member experience with augmented benefits and easier access to information about Medicare Advantage plans
• Allowing beneficiaries to compare and select from a broader array of plans offered by various firms
• Offering virtual visits, reduced cost-sharing, and additional supplemental benefits, such as dental, vision, and hearing exams

These digital improvements aim to enhance the overall experience and accessibility of Medicare Advantage plans.

Wellness Incentives

Wellness incentives are instrumental in inspiring members to uphold a healthy lifestyle and partake in preventive care.

Cigna will provide up to $325 in annual wellness incentives for eligible individuals.

Activities such as completing a yearly health check, engaging in wellness initiatives, and participating in volunteerism activities may be eligible for wellness incentives in Cigna’s 2024 Medicare Advantage plans.

The distribution of wellness incentives in Cigna’s 2024 Medicare Advantage plans varies by plan but may include a card with rewards for volunteerism, dollars for over-the-counter health-related items, and other wellness incentives. These incentives reward members for taking a proactive approach to their health and well-being.

Cigna Prescription Drug Coverage and Savings

Standalone prescription drug plans and preferred home delivery options are avenues through which Cigna provides prescription drug coverage and savings. These options provide:

• Flexibility
• Convenience
• Access to the medications members need
• Cost savings

Standalone Prescription Drug Plans

Cigna offers 3 independent prescription drug plans. Certain medications, acquired through preferred home delivery, are available at no charge.

These plans cater to varying medication needs, offering different levels of drug coverage and pharmacy networks. Cigna offers $0 copays for Tier 1 drugs with every plan, ensuring affordability without compromising on coverage.

To enroll in a separate Medicare Part D Prescription Drug plan offered by Cigna, you can do so when you turn 65 or during the Open Enrollment period.

With various plan options to choose from, you can find the prescription drug coverage that best suits your needs.

Preferred Home Delivery

Preferred home delivery options provide convenience and potential cost savings for members.

Cigna’s preferred home delivery enables members to transition their prescriptions online via their myCigna account or request that their healthcare provider send their prescriptions directly to the home delivery pharmacy.

Express Scripts operates the home delivery pharmacy, providing convenient delivery of medications to the member’s home.

Utilizing Cigna’s preferred home delivery service can potentially provide members with copay savings and up to a 90-day supply of medications delivered with standard shipping at no additional cost.

The actual cost savings will differ based on the drug and the member’s plan terms. To determine which drugs are eligible for Cigna’s preferred home delivery, you can utilize the Prescription Drug List Search Tool on the Cigna website.