Overview of Devoted Health Medicare Advantage Plans
Devoted Health is a dedicated Medicare Advantage provider offering a variety of Devoted Health’s plans tailored to meet diverse healthcare needs. With options like HMO and PPO plans, as well as Special Needs Plans (SNPs), Devoted Health ensures there’s something for everyone. Their portfolio includes:
- Devoted core
- Premium
- Prime
- Essentials
- Giveback
Each plan is designed to cater to different preferences and requirements.
One of the standout features of Devoted Health plans is the inclusion of extras not typically covered by Original Medicare, such as dental, vision, and fitness benefits. Before choosing a plan, compare all available options and consider the specific benefits and coverage each plan provides. For example, the Devoted Choice plan lets members select between in-network and out-of-network providers, providing more flexibility in accessing care.
With approximately 210,000 beneficiaries currently covered and a CMS star rating of 4.2 out of 5, Devoted Health is a reputable choice in the Medicare Advantage market. Most Devoted Health plans are designed to provide high-quality care, with 94% of members enrolled in plans rated 4 stars or higher, including those with a medicare advantage star rating.
Customer Reviews and Star Ratings
Devoted Health’s reputation for quality and performance is well-established. In 2023:
- Their plans scored an average of 4.19 stars from the Centers for Medicare & Medicaid Services (CMS), reflecting above-average performance.
- Many of their plans achieved high ratings.
- Their HMO plans in Ohio received a perfect score of 5 out of 5 stars.
However, customer satisfaction is a mixed bag. While 90% of Devoted Health members are enrolled in plans rated 4.5 stars or higher, the overall customer satisfaction rating stands at 3.4, which is lower compared to competitors like UnitedHealthcare. Despite this, Devoted Health’s customer service team is praised for providing prompt assistance.
Cost Analysis of Devoted Health Medicare Advantage Plans
Devoted Health Medicare Advantage plans are designed to be affordable:
- Currently, 90% of their plans have a $0 monthly premium.
- This figure is expected to rise to 95% by 2026.
- Plans with premiums average around $25.99, making them accessible for many Medicare beneficiaries.
Yearly deductibles and drug deductibles can vary depending on the specific plan and the frequency of care required. The highest out-of-pocket maximum for Devoted Health plans is $9,350, but some plans, like the Devoted ESSENTIALS plan, have lower annual out-of-pocket maximums of $4,900. Members should be mindful that they still need to pay the Medicare Part B premium when enrolled in a Devoted Health plan.
Choosing HMO plans can lead to high out-of-pocket costs when visiting out-of-network providers. Low upfront costs, including many plans with no premiums or deductibles, make Devoted Health an attractive option for minimizing healthcare expenses.
Benefits and Coverage Options
Devoted Health Medicare Advantage plans offer a wide range of benefits and coverage options that go beyond what Original Medicare provides. These plans cover:
- Prescription drugs
- Dental
- Vision
- Hearing
- Fitness programs
This ensures comprehensive healthcare services. The specific benefits can vary between health insurance plans, allowing members to select a plan that best fits their individual needs, including additional benefits and plan benefits.
In the following subsections, we’ll delve deeper into the dental and vision coverage and prescription drug benefits offered by Devoted Health plans.
