UnitedHealthcare Medicare Advantage Plans
UnitedHealthcare is the largest provider of Medicare Advantage plans in the U.S., offering a wide range of options to meet diverse healthcare needs. Their plans are available in 48 states and Washington, D.C., covering a staggering 94% of Medicare beneficiaries. With such extensive coverage, UnitedHealthcare stands out as one of the best medicare advantage companies for many Medicare Advantage companies.
One of the key strengths of UnitedHealthcare is its large provider networks, which include nearly 1 million healthcare providers in the network. This vast network ensures that members have access to a wide range of medical services, including out-of-network services, enhancing their overall healthcare experience. UnitedHealthcare Medicare Advantage plans often feature $0 premiums, although some options with premiums may be more costly.
Member satisfaction is a crucial factor, and UnitedHealthcare’s plans have an above-average member experience rating of 3.76. This rating reflects the company’s commitment to providing quality service and meeting the needs of its members. Whether you’re looking for comprehensive coverage or a plan with affordable premiums, UnitedHealthcare offers plans that cater to various preferences and needs.
Aetna Medicare Advantage Plans
Aetna is recognized as one of the top-rated Medicare Advantage providers for 2026, serving over 4.1 million members across 43 states and Washington, D.C. Aetna’s plans are known for their additional benefits, which include:
- Fitness memberships
- Dental services
- Vision services
- Hearing services Approximately 82% of eligible individuals have access to a $0 monthly premium plan, making them an affordable choice for many. Aetna plans are designed to meet diverse healthcare needs.
Despite their strengths, Aetna faces some challenges in consistency and customer service, with an average member experience rating of 3.88. However, 90% of Aetna’s Medicare Advantage plans are accredited by the NCQA, indicating a commitment to high-quality healthcare delivery. This accreditation is a testament to Aetna’s dedication to maintaining high standards.
Aetna’s plans are considered just above or below average in affordability, with over 80% of Medicare beneficiaries able to access their $0-premium plans. This balance of affordability and comprehensive coverage makes Aetna a strong contender in the Medicare Advantage market. For those looking for reliable and well-rounded plans, Aetna offers a variety of options to choose from.
Humana Medicare Advantage Plans
Humana operates in nearly all states, specifically 46 states and Washington, D.C., providing a wide reach for Medicare beneficiaries. With an overall Medicare Star Rating of 3.5, Humana’s performance is below average compared to other companies. However, approximately 57% of Humana’s Medicare Advantage plans do not require a monthly premium, making them an attractive option for those seeking affordable healthcare.
Humana’s key features include:
- A member satisfaction score of 3.61, indicating mixed reviews from its members.
- An average combined premium of $21.86, which is relatively affordable compared to other providers.
- Humana plans that commonly include Part B Giveback benefits, designed to reduce monthly Medicare costs for members.
Despite some recent challenges that have created trade-offs in plan offerings depending on your zip code, Humana remains a viable option for many Medicare beneficiaries. With a variety of plans and additional benefits, Humana continues to be a significant player among major competitors in the Medicare Advantage market, especially during contract renewal periods.
Kaiser Permanente Medicare Advantage Plans
Kaiser Permanente is renowned for its high-quality ratings and integrated care model, making it a top choice for many Medicare beneficiaries. Their Medicare Advantage plans have received either 4 or 4.5 stars out of 5 in the 2026 CMS ratings, highlighting their commitment to quality healthcare. In Hawaii, Kaiser Permanente offers the highest-rated Medicare Advantage plan according to CMS.
Kaiser Permanente’s member complaint score is best-in-class, reflecting its dedication to customer satisfaction and resulting in fewer complaints. Serving over 1.9 million Medicare members across 8 states and Washington, D.C., Kaiser Permanente’s reach is substantial.
The average monthly premium for Part C coverage offered by Kaiser Permanente is $34, which is competitive within the market. Their standard plans have below-average Part D premiums, with the lowest Part D deductible among analyzed insurers. For those looking for high-quality care and affordable premiums, Kaiser Permanente’s Medicare Advantage plans are an excellent choice.
HealthSpring Medicare Advantage Plans
HealthSpring, the new name for Cigna Medicare Advantage plans, offers Medicare Advantage plans across 29 states and Washington, D.C. Known for having the second-lowest premiums in the market, HealthSpring’s average Plan C and Plan D premiums are just $4.26 per month, making them an affordable option for many beneficiaries.
HealthSpring’s overall Medicare Star Rating is middle-of-the-pack on average, but a majority of its plans are rated 4 stars or better. Their member experience rating of 3.89 out of 5 is a testament to their commitment to providing quality healthcare. Despite some variability in ratings, HealthSpring remains a competitive option for those seeking low-cost Medicare Advantage plans.
Member experience with HealthSpring is generally positive, with a score of 3.60 out of 5. For those prioritizing affordability and a broad range of coverage, HealthSpring’s plans are worth considering.
Devoted Health Medicare Advantage Plans
Devoted Health is a rapidly growing startup in the Medicare Advantage market, known for its above-average star ratings from CMS. Nearly all Devoted Health Medicare Advantage plans feature $0 premiums, making them an affordable choice for many beneficiaries.
Available across 29 states, Devoted Health has quickly gained a reputation for providing high-quality Medicare Advantage plans and preferred pharmacies. Their commitment to member satisfaction and affordable premiums makes them a strong contender in the market.
Alignment Health Medicare Advantage Plans
Alignment Health Medicare Advantage Plans are known for their best overall plan costs, best-in-class out-of-pocket maximums, and low Part D deductibles. The monthly Part C premium for Alignment Health’s standard Medicare Advantage plans is just $0.37, making them incredibly affordable.
Alignment Health offers some of the most cost-effective plans available, with:
- An average out-of-pocket maximum of $4,244
- Availability in five states
- The highest 3-year average Medicare Star Rating among the insurers analyzed reflects their commitment to quality care.
