Medicare Advantage Plans South Carolina in 2023
Medicare Advantage plans in South Carolina offer managed care to help provide people on Medicare with alternative options to Original Medicare. These plans offer at least the same coverage as Medicare Part A and B, though several plans have additional benefits included in the plan.
There are currently close to 100 different Medicare Advantage plans offered in South Carolina. But don’t worry, we make it easy to find the right plan for you!
Here you can not only compare the various plans available in SC, but you can also enroll directly online.
Our licensed insurance agents are also available to make the process easy for you, and of course, our service is FREE!
Medicare Advantage Plans in South Carolina may include:
- Prescription drug coverage
- Dental coverage
- Vision Coverage
- Fitness programs
- Meals
- Transportation
- Wellness Resources


The Four Main Types of Medicare Advantage Plans in South Carolina are:
- HMOs – Health Maintenance Organization
- PPOs – Preferred Provider Organization
- PFFS – Private Fee-for-Service
- SNPs – Special Needs Plans
The average monthly premium for a Medicare Advantage plan in South Carolina was around $12 in 2022, however, there are also many $0 premium plans available with different benefits. Here on our website, you can easily compare plans and costs and even enroll online.


Types of Medicare Advantage Plans in South Carolina
Health Maintenance Organization – HMO Plans
Health Maintenance Organizations (HMO) are one type of Medicare Advantage plan in South Carolina. HMOs have a network of providers and you choose a primary care physician (PCP) within the network. If you need to see a specialist you will need a referral from your PCP.
HMOs in South Carolina have different monthly premiums, with some plans cost $0 per month.
- Lower out-of-pocket costs
- You choose your primary doctor in-network (PCP)
- Many plans include prescription coverage
- Low monthly premiums – sometimes $0 per month


Preferred Provider Organization – PPO Plans
On a PPO plan you may visit any doctor you wish, provided they are Medicare-approved and agree to the plan’s terms. By using coverage in-network is typically less expensive on these plans.
With PPO’s
- Visit any doctor or hospital that is Medicare-approved and accepts the plan’s terms
- Do not need a referral to see a specialist
- Often include prescription drug coverage


Private Fee-for-Service – PFFS Plans
PFFS plans allow you to see any doctor that is Medicare-approved, however, they must accept the terms of the plan.
With PFFS Plans:
- Visit Medicare-approved doctors who accept the plan’s services and terms
- Often includes prescription coverage
- Have affordable month premiums


Special Needs Plans – SNPs
SNPs were created for people with various diseases or health conditions. To enroll in a SNP you need to meet the plans’ qualifications.
With SNPs:
- Visit Medicare-approved doctors who accept the plan’s services and terms
- Often includes prescription coverage
- Have affordable month premiums
Some of the Best Medicare Advantage Plans in South Carolina for 2023 are:
- Aetna
- Cigna
- Humana
- Blue Cross Blue Shield
- United Healthcare
Medicare Advantage Plan Enrollment for 2023
If you currently have a Medicare Advantage plan and are wanting to enroll in a different one, then you will need to wait until the Medicare open enrollment period (AEP) in most cases.
This period runs from October 15th – December 7th. Any enrollment change you make for a Medicare Advantage plan during this period will be effective on January 1st of the following year.
New to Medicare?
Anyone who is brand-new to Medicare can enroll in a Medicare Advantage plan and have it effective the same day that their Medicare begins. The easiest way to get started is to enter your zip code below or call us now.
That way you do not miss any enrollment periods.
