Medicare Advantage Plans Pennsylvania in 2023
Medicare Advantage plans in Pennsylvania are alternative coverage to original Medicare Part A and Part B that people on Medicare may enroll in.
Medicare Advantage plans must offer at least the same coverage as Original Medicare Parts A & B, though it’s quite common to find Medicare Advantage plans in Pennsylvania with many extra benefits included.
Though the average monthly premium for a plan in Pennsylvania is close to $33, there are plans available with premiums as low as $0/monthly.
And with close to 240 Medicare Advantage plans in Pennsylvania to choose from, finding the right plan can sometimes be tricky.
Our website makes it easy!
Here you can view and compare different Medicare Advantage plans in Pennsylvania and enroll online on your own. Or, our licensed insurance agents can easily help you find the right Medicare Advantage plan in Pennsylvania for you.
View Pennsylvania plans & rates
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Medicare Advantage Plans in Pennsylvania for 2023 may include:
- Dental coverage
- Vision Coverage
- Prescription drug coverage
- Wellness Resources
- Fitness programs
- Meals
- Transportation
Types of Medicare Advantage Plans in Pennsylvania
Health Maintenance Organization – HMO Plans
Health Maintenance Organizations (HMO) are a popular type of Medicare Advantage plan in Pennsylvania. These plans use a network for you to get your coverage in, unless it’s an emergency. HMOs have you choose a primary care doctor from the network and then you must get a referral to see a specialist.
HMOs often cost less than other plans such as PPOs, and some plans even have premiums as low as $0 monthly.
- Lower out-of-pocket costs
- Use of a primary doctor in-network
- Prescription coverage may be included
- Low monthly premiums – sometimes $0 per month
Preferred Provider Organization – PPO Plans
PPO plans allow you to see doctors nationwide, provided they are Medicare-approved and agree to the terms of the plan. Coverage in the network is usually less expensive than outside.
With PPO’s:
- Visit any doctor or hospital that is Medicare-approved and accepts the plan’s terms
- Do not need a referral to see a specialist
- Often include prescription drug coverage
Private Fee-for-Service – PFFS Plans
PFFS plans allow you to see any doctor that is Medicare-approved, however, they must accept the terms of the plan.
With PFFS Plans:
- Visit Medicare-approved doctors who accept the plan’s services and terms
- Often includes prescription coverage
- Have affordable month premiums
Special Needs Plans – SNPs
SNPs were created for people with various diseases or health conditions. To enroll in a SNP you need to meet the plans’ qualifications.
With SNPs:
- Visit Medicare-approved doctors who accept the plan’s services and terms
- Often includes prescription coverage
- Have affordable month premiums
The Best Medicare Advantage Plans in Pennsylvania for 2023 are:
- Humana
- Highmark
- Kaiser
- Cigna
- Aetna
- United Healthcare
Medicare Advantage Plan Enrollment for 2023
If you’re already enrolled in a Medicare Advantage plan in Pennsylvania and are looking to enroll in a different plan, then you will need to wait until the Medicare open enrollment period (AEP) in most cases.
This period runs from October 15th – December 7th. Any enrollment change you make for a Medicare Advantage plan during this period will be effective on January 1st of the following year.
New to Medicare?
If you are new to Medicare then you may enroll in a Medicare Advantage plan right away to be effective the same day your Medicare begins. The easiest way to get started is to enter your zip code below.
Or call us today to begin the process so you do not miss any time periods.
