Medicare Advantage Plans Massachusetts in 2023
Medicare Advantage plans in Massachusetts are offered by private insurance companies. These plans must offer as good of coverage as Medicare Part A and B, however many plans have additional benefits as well.
There are over one hundred Medicare Advantage plans in Massachusetts to search through. Where do you start?
We help you view the plans online, and even enroll directly with the plan that fits your needs best.
Or, if you’d like our licensed insurance agents to help or you need questions answered we are just a phone call away. It’s FREE!
Medicare Advantage Plans in Massachusetts for 2023 may include:
- Prescription drug coverage
- Dental coverage
- Vision Coverage
- Fitness programs
- Meals
- Transportation
- Wellness Resources
The Four Main Types of Medicare Advantage Plans in Massachusetts are:
- HMOs – Health Maintenance Organization
- PPOs – Preferred Provider Organization
- PFFS – Private Fee-for-Service
- SNPs – Special Needs Plans
The average monthly premium for a Medicare Advantage plan in Massachusetts was around $50 in 2022, however, there are also many $0 premium plans available with different benefits. By using this website you can compare plans and costs, and even enroll online.
Types of Medicare Advantage Plans in Massachusetts
Health Maintenance Organization – HMO Plans
Health Maintenance Organizations (HMO) are a popular type of Medicare Advantage plan in Massachusetts. With HMOs there is a network of providers that you must adhere to if you want the plan to cover your bills. You choose a primary care doctor, and if needed they will write a referral to see a specialist.
HMOs in Massachusetts vary in price, although some plans have a $0 monthly premiums.
- Lower out-of-pocket costs
- You choose your primary doctor in-network
- Many plans include prescription coverage
- Low monthly premiums – sometimes $0 per month
Preferred Provider Organization – PPO Plans
On a PPO plan you may visit any doctor you wish, provided they are Medicare-approved and agree to the plan’s terms. By using coverage in-network is typically less expensive on these plans.
With PPO’s
- Visit any doctor or hospital that is Medicare-approved and accepts the plan’s terms
- Do not need a referral to see a specialist
- Often include prescription drug coverage
Private Fee-for-Service – PFFS Plans
PFFS plans allow you to see any doctor that is Medicare-approved, however, they must accept the terms of the plan.
With PFFS Plans:
- Visit Medicare-approved doctors who accept the plan’s services and terms
- Often includes prescription coverage
- Have affordable month premiums
Special Needs Plans – SNPs
SNPs were created for people with various diseases or health conditions. To enroll in a SNP you need to meet the plans’ qualifications.
With SNPs:
- Visit Medicare-approved doctors who accept the plan’s services and terms
- Often includes prescription coverage
- Have affordable month premiums
Some of the Best Medicare Advantage Plans in Massachusetts for 2023 are:
- Blue Cross Blue Shield of Massachusetts
- Fallon Health
- Tufts Health Plan
- Wellcare
- Aetna
- Humana
- United Healthcare
Medicare Advantage Plan Enrollment for 2023
If you currently have a Medicare Advantage plan and are wanting to enroll in a different one, then you will need to wait until the Medicare open enrollment period (AEP) in most cases.
This period runs from October 15th – December 7th. Any enrollment change you make for a Medicare Advantage plan during this period will be effective on January 1st of the following year.
New to Medicare?
If you are new to Medicare then you may enroll in a Medicare Advantage plan right away to be effective the same day your Medicare begins. The easiest way to get started is to enter your zip code below.
Or call us today to begin the process so you do not miss any time periods.
