Medicare Advantage Plans Iowa in 2023
Medicare Advantage plans in Iowa in 2023 offer great coverage for people on Medicare. There are currently over 60 different plans available in Iowa, so it can get a little challenging when it comes to choosing the right plan.
Medicare Advantage plans in Iowa offer the same basic benefits that Medicare Part A and Part B have, though many also provide additional coverage.
Medicare Advantage plans in Iowa are available from several different companies, each with it’s own set of benefits within the plan.
Our website makes it easy!
Here you can view and compare different Medicare Advantage plans in Iowa and enroll online on your own. Or, our licensed insurance agents can easily help you find the right Medicare Advantage plan in Iowa for you.
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Medicare Advantage Plans in Iowa for 2023 may include:
- Dental coverage
- Vision Coverage
- Prescription drug coverage
- Wellness Resources
- Fitness programs
- Meals
- Transportation
Types of Medicare Advantage Plans in Iowa
Health Maintenance Organization – HMO Plans
Health Maintenance Organizations (HMO) are the most popular Medicare Advantage plans in Iowa in 2023. These plans are offered with a network that you must stay in to get coverage, except in the case of emergencies. You must choose a primary care doctor from the network who will also provide referrals to see any specialists.
HMOs are usually more affordable than other plans, and sometimes even have $0 monthly premiums.
- Affordable out-of-pocket costs
- Choose your primary doctor in-network
- May include prescription coverage
- Low monthly premiums – sometimes $0 per month
Preferred Provider Organization – PPO Plans
PPO plans allow you to see doctors nationwide, provided they are Medicare-approved and agree to the terms of the plan. Coverage in the network is usually less expensive than outside.
With PPO’s:
- Visit any doctor or hospital that is Medicare-approved and accepts the plan’s terms
- Do not need a referral to see a specialist
- Often include prescription drug coverage
Private Fee-for-Service – PFFS Plans
PFFS plans allow you to see any doctor that is Medicare-approved, however, they must accept the terms of the plan.
With PFFS Plans:
- Visit Medicare-approved doctors who accept the plan’s services and terms
- Often includes prescription coverage
- Have affordable month premiums
Special Needs Plans – SNPs
SNPs were created for people with various diseases or health conditions. To enroll in a SNP you need to meet the plans’ qualifications.
With SNPs:
- Visit Medicare-approved doctors who accept the plan’s services and terms
- Often includes prescription coverage
- Have affordable month premiums
The Best Medicare Advantage Plans in Iowa for 2023 are:
- Humana
- Aetna
- United Healthcare
- Providence
Medicare Advantage Plan Enrollment for 2023
If you’re already enrolled in a Medicare Advantage plan in Iowa going into 2023 and are looking to enroll in a different plan, then you will need to wait until the Medicare open enrollment period (AEP) in most cases.
This period runs from October 15th – December 7th. Any enrollment change you make for a Medicare Advantage plan during this period will be effective on January 1st of the following year.
New to Medicare?
If you are new to Medicare then you may enroll in a Medicare Advantage plan right away to be effective the same day your Medicare begins. The easiest way to get started is to enter your zip code below.
Or call us today to begin the process so you do not miss any time periods.
