eHealth Medicare Advantage Plans 2027
Reviewed by Russell Noga, Licensed Medicare Insurance Broker (all 50 states) — Last updated October 8, 2026
eHealth does not have its own Medicare Advantage plans. It is a licensed online insurance broker that lets you compare and enroll in 2027 plans from many different insurance companies in one place.
When people search for “eHealth Medicare Advantage plans,” they are usually looking for an easy way to see every plan in their ZIP code side by side. That is exactly what eHealth does. The plans themselves come from insurers like Humana, UnitedHealthcare, Aetna, Blue Cross companies and regional carriers.
This guide explains how eHealth works, what changed in the 2027 Medicare Advantage market, and how to compare plans before the December 7 deadline.
✔ Licensed in all 50 states
✔ Based on CMS 2027 data
✔ Free plan comparison
Key Highlights
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eHealth is a licensed online insurance broker, not an insurance company. The plans you see are offered by insurers.
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Using a broker like eHealth to compare plans costs you nothing. Plan premiums are the same whether you enroll through a broker or directly with the insurer.
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The average 2027 Medicare Advantage premium is $12 a month, down from $14.37, according to CMS.
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Many insurers are cutting plans and counties for 2027, so comparing is more important than usual.
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Annual Enrollment runs October 15 to December 7, 2026, for coverage starting January 1, 2027.
Compare plans and enroll online
What Is eHealth?
Key Takeaway
eHealth is an online marketplace and licensed broker for health insurance, including Medicare Advantage, Medicare Supplement and Part D plans.
eHealth works like a comparison store. You enter your ZIP code, and it shows you the Medicare plans available where you live from the insurers it works with. You can filter by premium, doctors and prescriptions, and you can enroll online or with a licensed agent.
Good to know: no broker lists every plan from every insurer. If a plan you want is not shown, you can still enroll directly with the insurer or through Medicare.gov.
How eHealth Compares With Other Ways to Enroll
Through a Broker (like eHealth)
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Compare plans from many insurers at once
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Licensed agents can answer questions
Directly With an Insurer
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See only that insurer’s plans
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Useful if you already know the plan you want
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Same premium as through a broker
Through Medicare.gov
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Medicare’s own Plan Finder lists all plans
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Help by phone at 1-800-MEDICARE
What Changed for 2027 Medicare Advantage Plans
Key Takeaway
Premiums are lower on average for 2027, but many insurers are trimming plans, counties and benefits, so the plan you have now may not be the best fit next year.
$12 a Month
Average 2027 Medicare Advantage premium, down from $14.37 (CMS).
5,532 Plans
Medicare Advantage plans available nationwide for 2027, nearly flat from 5,553.
29 of 51
States and jurisdictions where plan choices are shrinking for 2027.
Behind the lower average premium, industry analysts expect many plans to raise out-of-pocket maximums and drug deductibles for 2027. Several large insurers are also leaving counties. UnitedHealthcare, Aetna, Humana and Wellcare are all reducing their footprint in some areas.
Watch for: the 2027 Part D out-of-pocket cap rises to $2,400, from $2,100, and the maximum Part D deductible rises to $700. Check drug costs carefully.
Find & Compare Plans Online
Speak with a licensed insurance agent
Mon-Fri: 8am-9pm ET
Benefits 2027 Plans May Include
Plans May Include
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Hospital and medical coverage, the same as Original Medicare Part A and Part B
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Part D prescription drug coverage on most plans
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Routine dental, vision and hearing benefits
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Fitness programs and over-the-counter allowances
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An annual out-of-pocket maximum on every plan
Not all plans offer all benefits. Benefits vary by plan and area and can change each year.
How to Compare 2027 Medicare Advantage Plans
Step by Step
1
Enter your ZIP code. Plans are local, so your county decides which plans you can choose.
2
Add your doctors. Confirm each doctor and hospital is in the 2027 network.
3
Add your prescriptions. See which plans cover your drugs and what you will pay.
4
Compare total costs. Look at the premium, deductible and out-of-pocket maximum together.
5
Check the extras. Compare dental, vision and hearing allowances if they matter to you.
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Enroll by December 7. Your new coverage starts January 1, 2027.
You can also compare the best 2027 Medicare Advantage plans near you on this site.
Important 2027 Enrollment Dates
Key 2027 Dates
1
October 1: plan-level 2027 details went live on Medicare Plan Finder.
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October 15: Annual Enrollment opens. You can join, switch or drop a plan.
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December 7: Annual Enrollment closes. Choose by this date for January 1 coverage.
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January 1, 2027: your new plan starts. January 1 to March 31 is the Medicare Advantage Open Enrollment Period for one more change.
See our 2027 Medicare Advantage enrollment guide for more detail.
Is Your Current Plan Changing?
Key Takeaway
Read your Annual Notice of Change. It lists every change to your plan for 2027, or tells you the plan is ending.
If your plan is not renewing, you get a Special Enrollment Period to choose a new one, and your current coverage continues through December 31, 2026. If you do nothing, you return to Original Medicare on January 1, 2027, without drug coverage.
Option to consider: if your Medicare Advantage plan is leaving your area, you generally have a guaranteed issue right to buy certain Medicare Supplement plans without health questions.
Conclusion
The Bottom Line
eHealth is a broker, not an insurer. It is one of several ways to compare 2027 Medicare Advantage plans side by side. With many insurers changing plans for 2027, compare your options during Annual Enrollment, October 15 to December 7, and confirm your doctors and drugs before you enroll.
Compare plans and enroll online
Frequently Asked Questions
➤ Does eHealth have its own Medicare Advantage plans?
No. eHealth is a licensed online insurance broker. The Medicare Advantage plans it shows are offered by insurance companies such as Humana, UnitedHealthcare, Aetna and Blue Cross companies.
➤ Does it cost more to enroll through eHealth?
No. Plan premiums are set by the insurer and approved by Medicare, so they are the same whether you enroll through a broker, directly with the insurer or on Medicare.gov.
➤ What is the average Medicare Advantage premium for 2027?
CMS reports the average 2027 Medicare Advantage premium is $12 a month, down from $14.37 in 2026. Many plans still have a $0 premium, and costs vary by plan and area.
➤ When can I enroll in a 2027 Medicare Advantage plan?
Annual Enrollment runs October 15 to December 7, 2026, with coverage starting January 1, 2027. If you are new to Medicare or your plan is ending, you may have other enrollment periods.
➤ What if my plan is not available in 2027?
You will get a non-renewal letter and a Special Enrollment Period to choose a new plan. Your coverage continues through December 31, 2026. If you do nothing, you return to Original Medicare without drug coverage.
Have Questions?
Speak with a licensed insurance agent
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Find & Compare Plans Online
Speak with a licensed insurance agent
Mon-Fri: 8am-9pm ET
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