AARP Medicare Plans
United Healthcare is offering a selection of Medicare plans through a partnership with AARP. These two companies are working together to give you greater benefits and coverage area and ensure that their plans offer incredible value. The AARP Medicare plans are worth a look for every senior in need of some healthcare insurance.
We want to look at the different kinds of Medicare plans that AARP offers and how these plans can help you in various ways. You may decide that one of them is right for you and offers the kind of coverage that you are looking for. In order to tell how much these plans cost, you can use our website. The free search tool here helps you to find low, affordable rates by giving you a list of quotes from insurance providers in your area. These are accurate quotes that are updated as you search for them, so you can trust that they are up to date.
Compare Medicare Advantage Plans
Medicare Advantage Has the Most Protection
The highest coverage Medicare plan that you can get is sold through AARP. The company sells a basic plan that gives you protection for Medicare Part A and Part B services, such as hospital stays, doctor’s visits, some medical tests, medical procedures, and more. It also covers emergency care and any medical care that has been classified as urgently needed.
Then, AARP also sells more advanced Medicare Advantage plans, with all of that basic coverage included but some additional coverage for Medicare Part D’s prescription drug plan or for annual checkups with your dentist, optometrist and general practitioner, among others.
AARP offers a wide assortment of Advantage plans, each of them giving you extensive protection against out-of-pocket medical costs. You’ll also benefit from the bevy of member bonuses that AARP gives you, such as gym membership, personalized diet and exercise programs, prescription drug drop-off and more. On top of that, AARP has a large network that helps you to stay covered by your Advantage plan wherever you go. If you have to go outside of their network for healthcare services, then they have you covered there as well with a few options to get at least partial coverage with your plan, if you are willing to pay a higher monthly premium.
Medicare Supplements Fill in Gaps
If you don’t want anything quite so robust as an Advantage plan, but you need more coverage than what Original Medicare provides, AARP has an option for you. The Medicare Supplement plans are meant to be companion policies to Original Medicare and fill in the gaps in the coverage that that plan leaves for you. They can take care of deductibles, copayments and coinsurance costs for you. They can also cover the occasional excess charge for outpatient services, the cost of blood that isn’t covered by Original Medicare and up to 80% of the cost of foreign travel exchange, when you need to be transported outside the country for emergency medical care.
There are eight primary Supplement plans that you can pick from, but if you look at the AARP Medicare Plans, you’ll only see a few of them. AARP just offers the ones it thinks hold the most value and interest for its customers, such as the high coverage Plan G and the high value Medicare Supplement Plan N. In the past, most people signed up for the Plan F Supplement, but it is no longer being offered to new subscribers. Only those who already have a Plan F subscription can continue to receive coverage from it. AARP has to follow the guidelines set by Medicare in regards to which Supplement plans can still be offered, which is why once popular plans like Plan F are not being continued anymore.
Buying your Supplement plan through AARP means that you will be paying their rates. Medicare does not set the rates for Supplement plans, and you will want to to ensure that you can afford this kind of plan before you enroll in one. You’ll also want to compare the rates from one insurance company to the next and see if AARP really has a good deal for you or not. AARP packs its plans with additional benefits that don’t cost you anything extra, and they are known for excellent customer service, but you’ll definitely want to consider how affordable their plans are as you make your decision, and our site can help you to do that.
Compare Medicare Advantage Plans
Medicare Part D Takes Care of Prescription Drug Costs
If you want a health insurance plan solely dedicated to covering your prescription medication costs, then you can go with AARP Medicare Part D. This powerful plan is slightly different from the Part D offering sold by other insurance companies. AARP puts its own spin on it, but the basic function is still the same- it covers your medications in tiers. Part D offers the most coverage for generic drugs and common medications and the least amount of coverage for name brand drugs and those medications that are really needed. This means that most people can get most or all of their medications covered under this plan.
You can get Part D as its own plan and just pair it with a valid Original Medicare plan, or you can get it is part of a Medicare Advantage bundle. Most Advantage plans will include Part D in their coverage, and if you get Part D that way, then you won’t need to buy it separately.
Do one of these AARP Medicare plans sound appealing to you? Just use our site to see how much it costs you and to see how much other insurers charge for them. You can also talk to us if you have any questions and you can get expert advice at any time. We will help you sort through your options and find the most suitable plan for your needs. We will help you to save money and get a health insurance plan you feel good about.